The subarctic climate (also called subpolar climate, or boreal climate) is a continental climate with long, cold (often very cold) winters, and short, warm to cool summers. It is found on large landmasses, often away from the moderating effects of an ocean, generally at latitudes from 50°N to 70°N, poleward of the humid continental climates. Like other Class D climates, they are rare in the Southern Hemisphere, only found at some isolated highland elevations. Subarctic or boreal climates are the source regions for the cold air that affects temperate latitudes to the south in winter. These climates represent Köppen climate classification Dfc, Dwc, Dsc, Dfd, Dwd and Dsd.

This type of climate offers some of the most extreme seasonal temperature variations found on the planet: in winter, temperatures can drop to below −50 °C (−58 °F) and in summer, the temperature may exceed 26 °C (79 °F). However, the summers are short; no more than three months of the year (but at least one month) must have a 24-hour average temperature of at least 10 °C (50 °F) to fall into this category of climate, and the coldest month should average below 0 °C (32 °F) (or −3 °C (27 °F)). Record low temperatures can approach −70 °C (−94 °F).

With 5–7 consecutive months when the average temperature is below freezing, all moisture in the soil and subsoil freezes solidly to depths of many feet. Summer warmth is insufficient to thaw more than a few surface feet, so permafrost prevails under most areas not near the southern boundary of this climate zone. Seasonal thaw penetrates from 2 to 14 ft (0.6 to 4.3 m), depending on latitude, aspect, and type of ground. Some northern areas with subarctic climates located near oceans (southern Alaska, northern Norway, Sakhalin Oblast and Kamchatka Oblast), have milder winters and no permafrost, and are more suited for farming unless precipitation is excessive. The frost-free season is very short, varying from about 45 to 100 days at most, and a freeze can occur anytime outside the summer months in many areas.

The first D indicates continentality, with the coldest month below 0 °C (32 °F) (or −3 °C (27 °F)).

The second letter denotes precipitation patterns:

The third letter denotes temperature:

Most subarctic climates have little precipitation, typically no more than 380 mm (15 in) over an entire year due to the low temperatures and evapotranspiration. Away from the coasts, precipitation occurs mostly in the summer months, while in coastal areas with subarctic climates the heaviest precipitation is usually during the autumn months when the relative warmth of sea vis-à-vis land is greatest. Low precipitation, by the standards of more temperate regions with longer summers and warmer winters, is typically sufficient in view of the very low evapotranspiration to allow a water-logged terrain in many areas of subarctic climate and to permit snow cover during winter, which is generally persistent for an extended period.

A notable exception to this pattern is that subarctic climates occurring at high elevations in otherwise temperate regions have extremely high precipitation due to orographic lift. Mount Washington, with temperatures typical of a subarctic climate, receives an average rain-equivalent of 101.91 inches (2,588.5 mm) of precipitation per year. Coastal areas of Khabarovsk Krai also have much higher precipitation in summer due to orographic influences (up to 175 millimetres (6.9 in) in July in some areas), whilst the mountainous Kamchatka peninsula and Sakhalin island are even wetter, since orographic moisture isn't confined to the warmer months and creates large glaciers in Kamchatka. Labrador, in eastern Canada, is similarly wet throughout the year due to the semi-permanent Icelandic Low and can receive up to 1,300 millimetres (51 in) of rainfall equivalent per year, creating a snow cover of up to 1.5 metres (59 in) that does not melt until June.