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David Chilton
David Chilton
David Chilton
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David Harold Chilton (1951–1997) was an American pastor, Reconstructionist, speaker and author of several books on economics, eschatology and Christian Worldview from Placerville, California. He contributed three books on eschatology: Paradise Restored (1985), The Days of Vengeance (1987), and The Great Tribulation (1987).

Key Information

His book Productive Christians in an Age of Guilt-Manipulators: A Biblical Response to Ronald J. Sider (1981) was a response to Ronald J. Sider's best-selling book, Rich Christians in an Age of Hunger: A Biblical Study (1977), which promoted various programs of wealth redistribution by the government. Chilton argued that the Bible either does not authorize such programs or explicitly teaches against them.

His book Power in the Blood: A Christian Response to AIDS (1987) was primarily dealing with the Church's relationship with the world.

Julie Ingersoll notes that Chilton was the Reconstructionist specialist on postmillennialism, and that while Rousas Rushdoony was the "architect of the theological and philosophical system", Chilton was the "general contractor in charge of developing and popularizing postmillennialism."[1]

Early years

[edit]

David Chilton was born in Philadelphia, Pennsylvania in 1951. At the age of one, he moved with his Christian missionary parents to the Philippines. At the age of 8, the family returned to the United States where his father became a pastor in Southern California. Growing up in California in the 1970s youth movement and hippie culture, he experienced a conversion to Christianity while listening to a missionary speak at his father's church. He began reading the Bible and teaching Bible studies. The young Chilton consequently became deeply involved in the nascent Jesus People movement and started a singing group with his sister Jayn and some friends called The Children of Light. He frequently spoke, performed music, and taught Bible studies at Christian coffeehouses in Los Angeles, California region. He was ordained in the Jesus People Movement by Pat Boone.

Chilton came to prominence as a writer for the Chalcedon Report edited by R.J. Rushdoony after a Christian friend recommended one of Rushdoony's books. At the same time, Chilton discovered the writings of the Puritans. and was exposed for the first time to Reformed theology as a result of reading these books, and to the doctrines of predestination, election, and perseverance of the saints. After meeting Rushdoony, Chilton was asked to write a monthly column for Chalcedon Report while alternating speaking for Dr. Rushdoony at his church in Hollywood (which was affiliated with the Orthodox Presbyterian Church) while pastoring a church in Anaheim, California. At this time Chilton was also influenced by fellow Christian Reconstructionist Greg Bahnsen and James B. Jordan. He married his wife, Darlene, and had 3 children, Nathan, Jacob, and Abigail.

In 1981, after several years of pastoring in Anaheim, Chilton wrote his first book, Productive Christians in an Age of Guilt-Manipulators: A Biblical Response to Ronald J. Sider over the course of a month with a pencil and paper at a coffeehouse. Not long after the completion of the book, he moved to Placerville, CA to pastor a church for a year, during which he wrote a newsletter for Christian teachers and homeschoolers called The Biblical Educator. Chilton also used his influence to help launch World Magazine with Joel Belz and wrote a monthly column for the publication for years, which was very popular.

Chilton accepted a job offer from prominent Reconstructionist (and Rushdoony son-in-law) Gary North as a research assistant at The Institute for Christian Economics in Tyler, Texas. It was during his three-year stay in Texas that North commissioned Chilton to write his two books for North's imprint Dominion Press: Paradise Restored and Days of Vengeance.

Later years

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In 1986 Chilton accepted an offer to return to Placerville to pastor the church there. He continued to work in pastoral ministry, speak at conferences, write a weekly column for The Sacramento Union newspaper, was counsel for The Field stead Co. at an economic conference in Switzerland and wrote his last two books, The Great Tribulation and Power in the Blood.

Whitefield Theological Seminary awarded him with 2 degrees: The Master of Divinity in the field of Pastoral Theology in 1990 and the degree of Doctor of Philosophy in the field of Christian Thought in 1992, primarily for his work on Days of Vengeance.

Death

[edit]

In 1994, Chilton suffered a massive heart attack and went into a six-week coma. He slowly began to recover, though he had difficulty speaking. During this time, he wrote a monthly column on the family for Ligonier Ministries. He took his second speaking trip to Australia for a month of engagements and also spoke at a church in The Bahamas. He also became a proponent of the Christian eschatological view known as full preterism.[2]

In 1997, Chilton suffered his second heart attack and died at the age of 45 years.

Books

[edit]
  • Chilton, David. 1982, 1986. Productive Christians In An Age Of Guilt Manipulators. Tyler, TX: The Institute for Christian Economics. ISBN 0-930464-38-9.
  • Chilton, David. 1985, 1994. Paradise Restored: A Biblical Theology of Dominion. Ft. Worth, TX: Dominion Press. ISBN 0-930462-52-1.
  • Chilton, David. 1987, 1990. Days of Vengeance: An Exposition of the Book of Revelation. Ft. Worth, TX: Dominion Press. ISBN 0-930462-09-2.
  • Chilton, David. 1987. The Great Tribulation. Ft. Worth, TX: Dominion Press. ISBN 0-930462-55-6.
  • Chilton, David. 1987. Power in the Blood. Brentwood, TN: Wolgemuth & Hyatt Publishers, Inc. ISBN 0-943497-22-1

References

[edit]
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David Chilton

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David Chilton is a Canadian author, financial educator, and television personality known for his best-selling book The Wealthy Barber and his role as a Dragon on the CBC television series Dragons' Den. Chilton's The Wealthy Barber, first published in 1989, has sold over two million copies (with recent reports indicating 2.1 million in Canada) and is one of Canada's best-selling books. The book uses engaging storytelling and humor, centered around a fictional barber dispensing financial advice to three young men, to teach practical principles of money management, saving, and investing in an accessible way. An updated edition was released in 2025. He followed the original with The Wealthy Barber Returns in 2011, which addressed financial challenges in the wake of the 2008 crisis and emphasized long-term stability. His approachable style has made complex financial concepts understandable and actionable for many readers. A graduate in economics from Wilfrid Laurier University who achieved the highest mark in the Canadian Securities Course, Chilton served as a Dragon investor on Dragons' Den from 2012 to 2015, where he evaluated business pitches and offered insights drawn from his expertise. He has also collaborated with Janet and Greta Podleski on several bestselling cookbooks, including Looneyspoons, Crazy Plates, and Eat, Shrink & Be Merry!. Chilton continues to speak publicly, write, and comment on financial topics, promoting sound principles and financial literacy across Canada.

Early life and education

Birth and early years

David Chilton was born on October 27, 1961, in Sarnia, Ontario, Canada. He has deep family roots in Sarnia, which he considers one of his homes, and spent time there during his high school summers. Little additional detail is available on his early childhood.

Education and early credentials

David Chilton enrolled in the economics program at Wilfrid Laurier University. During his second year and at age 18, he and a partner initiated a GIC brokerage business through the university's co-operative education program amid high interest rates in the early 1980s. The enterprise proved highly successful and led him to postpone his studies to operate it full-time. He returned to Wilfrid Laurier University in 1995 to complete his Bachelor of Arts in Economics. In 1985, while building his early finance experience, Chilton achieved the highest mark in Canada on the Canadian Securities Course and received the H.L. Gassard Memorial Award. These credentials established his foundation in personal finance before he authored The Wealthy Barber.

Authorship

The Wealthy Barber

The Wealthy Barber is a personal finance book written by David Chilton and self-published in 1989. Chilton, who had previously worked as a stockbroker, conceived the book after teaching financial planning sessions and finding that stories and humor engaged audiences more effectively than technical explanations. He self-published after rejecting a traditional publisher's offer because it would not allow him to retain control over bulk orders. The book adopts a narrative format in which a frugal small-town barber named Roy dispenses practical financial advice to three young customers through ongoing conversations. It targets ordinary readers with limited investment experience or knowledge of financial jargon, using plain language, humor, and relatable storytelling to explain concepts such as saving consistently and prioritizing long-term growth over get-rich-quick schemes. The approach makes personal finance accessible and non-intimidating, emphasizing commonsense habits like "pay yourself first" to build wealth steadily on an average income. Upon release, sales started modestly but grew substantially through word-of-mouth, particularly during seasonal peaks for retirement savings. The Wealthy Barber ultimately sold more than two million copies in Canada, establishing it as one of the country's best-selling books ever. It also achieved close to one million sales in the United States, cementing its status as a landmark in accessible financial education.

Later books and publishing ventures

Following the success of his earlier work, David Chilton published The Wealthy Barber Returns in 2011 as a non-narrative sequel offering updated perspectives on personal finance. The book was motivated by frustration over Canadians' plunging savings rates, skyrocketing debt levels, and consistently disappointing investment returns over the preceding decade, including the aftermath of the 2008 financial crisis. Chilton had previously believed he would never write another personal-finance book, citing the significant role luck played in his first book's success, but felt compelled to address these trends. The writing process for The Wealthy Barber Returns proved extremely demanding, involving feedback from 50 to 60 readers per chapter, constant revisions, and an overall timeline of a year and a half. The strain of this meticulous approach contributed to statements indicating that future financial books were unlikely. In 2025, Chilton released a fully rewritten and updated edition of The Wealthy Barber (on sale November 4, 2025), aimed at young Canadians facing high costs of living and modern financial challenges. The update incorporates newer financial products such as TFSAs and FHSAs, de-emphasizes sole reliance on RRSPs, and was written over 16 months while retaining the original's humorous, narrative barbershop conversation style. The original edition sold 2.1 million copies. The 2025 edition is available exclusively through Canadian-owned retailers. Beyond his own writing, Chilton pursued publishing ventures in collaboration with authors Greta and Janet Podleski, serving as publisher for their bestselling cookbooks Looneyspoons, Crazy Plates, and Eat, Shrink and Be Merry!. Looneyspoons in particular became one of the fastest-selling books in Canadian publishing history. In 2007, Chilton exited the arrangement due to guilt over receiving a third of the profits while adding no value and making limited contributions to the projects. The parting was amicable.

Television career

Dragons' Den

David Chilton joined the Canadian reality television series Dragons' Den in 2012 as a Dragon for season 7, replacing Robert Herjavec. He remained on the panel through season 9, appearing as Self – Dragon from 2012 to 2015. During his three-season tenure, Chilton drew on his background as a personal finance author to evaluate pitches, often incorporating principles of prudent investing and long-term financial planning into his decisions. Chilton closed 22 deals while on the show, reflecting his hands-on approach that included building detailed financial models, conducting extensive due diligence, and providing ongoing support to investee companies. One notable investment was his $10,000 deal for a 25% stake in Hand and Beak, a greeting card company centered on the character Luigi the Lovebird. This partnership quickly led to a nationwide distribution agreement with Hallmark Canada, with the cards launching in stores and proceeds supporting Make-A-Wish Canada. Chilton departed the series after season 9 to focus on his investment deals full-time, explaining that the significant time required for due diligence and portfolio management made it challenging to balance with the show's commitments. He described the decision as difficult but necessary to pursue new opportunities and ensure he could honor his involvement with entrepreneurs.

Other television appearances and acting

David Chilton has made a number of guest appearances on Canadian television programs, primarily as himself, following his rise to prominence on Dragons' Den. He appeared as a guest on The Hour in six episodes between 2010 and 2013. In 2012, he featured in one episode of Royal Canadian Air Farce as himself in a segment tied to Dragons' Den. From 2013 to 2014, he appeared in four episodes of The Lang & O'Leary Exchange, including in the role of host. Additional appearances include one episode as himself on Arctic Air in 2013, three episodes of Katie Chats in 2014, and two episodes of Smartass-ociates in 2017 where he was credited as Self – Entrepreneur and Author of The Wealthy Barber. Chilton's only acting credit in a scripted role came in 2015, when he played the character Mr. Chilton in a single episode of Murdoch Mysteries. This limited fictional performance underscores that his television work outside Dragons' Den consisted almost entirely of non-acting guest spots and hosting duties.

Personal life

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