Ingenico is a French merchant services technology company, that facilitates secure electronic transactions. The company expanded as a manufacturer of point of sale (POS) payment terminals to also include complete merchant payment SaaS and related services.

Ingenico was founded in France by Jean-Jacques Poutrel and Michel Malhouitre in 1980. It is headquartered in Suresnes, France.

In 2008, after the merger resulting in The Ingenium Group, Ingenico closed its R&D centre in Barcelona. This centre developed Ingenico's suite of EFTPOS (Electronic funds transfer at point of sale). In 2008, Ingenico acquired 55% of Fujian Landi, a Chinese EFTPOS vendor.

In 2009, Ingenico partnered with its two largest competitors, Hypercom and VeriFone, to found the Secure POS Vendor Alliance, a non-profit organization whose goal is to increase awareness of and improve payment industry security. Ingenico acquired German payment processor Easycash in 2009 for €290 million.

In 2011, Ingenico integrated Pennies, the electronic charity box, into one of their mobile Chip and PIN payment terminals, allowing retailers to use the Pennies technology so that customers can add a micro-donation (1p-99p) to their bill when paying electronically.

In July 2017, Ingenico bought Swedish payments group Bambora for €1.5bn in order to facilitate the development of its retail division through a direct-to-SMB channel in Nordic countries and to expand into other new markets.

In October 2017, Ingenico expanded its direct-to-retail channel in Spain with the acquisition of IECISA Electronic Payment System.

In December 2017, Ingenico acquired Airlink to expand its Asian reach.