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Lucky for Life
Lucky for Life (LFL) was a lottery drawing game, which, as of June 28, 2021, was available in 22 states and the District of Columbia. LFL, which began in 2009 in Connecticut as Lucky-4-Life, became a New England–wide game three years later, and added eleven lotteries during 2015. LFL's slogan was "The Game of a Lifetime". Drawings were performed by the Multi-State Lottery Association (MUSL) using a digital drawing system to pick the numbers. LFL was drawn nightly 7 days a week at approximately 10:30 p.m. Eastern Time.
LFL was modified on September 17, 2013, adding a second "lifetime" prize tier and a cash option for either annuity tier; it was modified again in January 2015 to its current format. Each LFL play costs $2.
The District of Columbia joined LFL (the first member added without changing the game's double matrix) on February 15, 2015, Montana on January 29, 2015, Kentucky on March 22, 2015, Ohio on November 15, 2015, Iowa on January 24, 2016, North Carolina on February 7, 2016, North Dakota on February 26, 2016, Colorado on July 17, 2016, Kansas on November 15, 2016, Wyoming on December 4, 2016, South Dakota on June 4, 2017, Nebraska on August 20, 2017, and Oklahoma on February 25, 2018. This gave LFL 23 members.
As of June 28, 2021, Missouri, South Carolina, and Minnesota have dropped out of LFL, with Missouri switching to the Multi State Cash4Life game.
In October 2025, the MUSL announced it would replace both Cash4Life and Lucky for Life with a new lifetime-prize game, Millionaire for Life, in early 2026. The drawdown for Lucky for Life, or the elimination of available multi-draws, commenced on January 24, 2026, with the final drawing being held on February 21, 2026. The fixed-jackpot Millionaire for Life, which offers a $1 million annuity option (paid out over a guaranteed minimum of 20 years), replaced LFL and Cash4Life in 30 of the successor game’s initial 31 jurisdictions on February 22. Delaware was the only Lucky for Life jurisdiction (and one of four offering either predecessor, the remainder being Cash4Life participants) that elected not to transition over to Millionaire for Life upon launch.
Unlike other American lottery games, Lucky for Life offered two annuitized prize levels; both were advertised as "lifetime" prizes. Beginning with the 2013 game modification, a first-prize winner could choose cash in lieu of the lifetime annuity; second-prize winners also were offered a cash option. A first-prize winner, if the annuity was chosen, receives, or shares, the equivalent of "$365,000 a YEAR, FOR LIFE" (the timing of the payments is according to the rules where the ticket was sold), with a 20-year guarantee; if the winner dies, payments continue to the winner's estate. Second prize is $25,000 a year, for life.
LFL's double matrix, used beginning in January 2015, was 5 of 48 white balls and 1 of 18 green "Lucky Balls". The original, Connecticut-only version, was 4 of 39 white balls and 1 of 19 green balls; hence the name Lucky-4-Life. The format upon the change to its final name was 5/40 + 1/21; the 2013 game modification (including the new second "lifetime" prize tier and the introduction of a cash option) had 43 balls in each of the two drums.
The 5/43 + 1/43 version never produced a top prize-winning ticket; the first winner under the final matrix was sold in South Carolina for the November 19, 2015, drawing. The winner, who claimed the prize anonymously under SCEL rules, was the first winner to choose cash in lieu of the annuity for the game's top prize, as all previous top prize winners are receiving their winnings under the game's pre-2013 rules.
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Lucky for Life AI simulator
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Lucky for Life
Lucky for Life (LFL) was a lottery drawing game, which, as of June 28, 2021, was available in 22 states and the District of Columbia. LFL, which began in 2009 in Connecticut as Lucky-4-Life, became a New England–wide game three years later, and added eleven lotteries during 2015. LFL's slogan was "The Game of a Lifetime". Drawings were performed by the Multi-State Lottery Association (MUSL) using a digital drawing system to pick the numbers. LFL was drawn nightly 7 days a week at approximately 10:30 p.m. Eastern Time.
LFL was modified on September 17, 2013, adding a second "lifetime" prize tier and a cash option for either annuity tier; it was modified again in January 2015 to its current format. Each LFL play costs $2.
The District of Columbia joined LFL (the first member added without changing the game's double matrix) on February 15, 2015, Montana on January 29, 2015, Kentucky on March 22, 2015, Ohio on November 15, 2015, Iowa on January 24, 2016, North Carolina on February 7, 2016, North Dakota on February 26, 2016, Colorado on July 17, 2016, Kansas on November 15, 2016, Wyoming on December 4, 2016, South Dakota on June 4, 2017, Nebraska on August 20, 2017, and Oklahoma on February 25, 2018. This gave LFL 23 members.
As of June 28, 2021, Missouri, South Carolina, and Minnesota have dropped out of LFL, with Missouri switching to the Multi State Cash4Life game.
In October 2025, the MUSL announced it would replace both Cash4Life and Lucky for Life with a new lifetime-prize game, Millionaire for Life, in early 2026. The drawdown for Lucky for Life, or the elimination of available multi-draws, commenced on January 24, 2026, with the final drawing being held on February 21, 2026. The fixed-jackpot Millionaire for Life, which offers a $1 million annuity option (paid out over a guaranteed minimum of 20 years), replaced LFL and Cash4Life in 30 of the successor game’s initial 31 jurisdictions on February 22. Delaware was the only Lucky for Life jurisdiction (and one of four offering either predecessor, the remainder being Cash4Life participants) that elected not to transition over to Millionaire for Life upon launch.
Unlike other American lottery games, Lucky for Life offered two annuitized prize levels; both were advertised as "lifetime" prizes. Beginning with the 2013 game modification, a first-prize winner could choose cash in lieu of the lifetime annuity; second-prize winners also were offered a cash option. A first-prize winner, if the annuity was chosen, receives, or shares, the equivalent of "$365,000 a YEAR, FOR LIFE" (the timing of the payments is according to the rules where the ticket was sold), with a 20-year guarantee; if the winner dies, payments continue to the winner's estate. Second prize is $25,000 a year, for life.
LFL's double matrix, used beginning in January 2015, was 5 of 48 white balls and 1 of 18 green "Lucky Balls". The original, Connecticut-only version, was 4 of 39 white balls and 1 of 19 green balls; hence the name Lucky-4-Life. The format upon the change to its final name was 5/40 + 1/21; the 2013 game modification (including the new second "lifetime" prize tier and the introduction of a cash option) had 43 balls in each of the two drums.
The 5/43 + 1/43 version never produced a top prize-winning ticket; the first winner under the final matrix was sold in South Carolina for the November 19, 2015, drawing. The winner, who claimed the prize anonymously under SCEL rules, was the first winner to choose cash in lieu of the annuity for the game's top prize, as all previous top prize winners are receiving their winnings under the game's pre-2013 rules.