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Revolut
Revolut Group Holdings Ltd, known as Revolut, is a British multinational neobank. It was founded in July 2015 by British-Russian businessman Nikolay Storonsky and British-Ukrainian software engineer Vlad Yatsenko. As of 2025, Revolut operates in over 48 countries and has 65 million customers.
The bank offers free and subscription-based digital banking services, primarily through a mobile app.
The company is headquartered in London.
Revolut was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, offering individuals in the United Kingdom and European Economic Area (EEA) a smartphone app to spend money abroad using interbank foreign exchange rates. Customers could use their Revolut card in 90 countries.
In 2016, the company reached around 300,000 users, processing almost £1 billion in transactions.
Revolut then launched a subscription-based app in June 2017 available to businesses across the UK and Europe. Under the name of "Revolut Business", businesses could create an account with a multi-currency IBAN to hold, exchange, and transfer money with 25 currencies.
The company was affected by a major outage with their card processor Global Processing Services in June 2017, causing card payments to fail.
It first applied for their EU banking license in November 2017, at which time it also started work on its own payment processor. The bank then received its EU banking license as well as an EMI license in December 2018 from the European Central Bank, facilitated by the Bank of Lithuania. Under its new license, the bank could accept deposits and offer consumer credits. However, it was not allowed to provide investment services until later.
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Revolut
Revolut Group Holdings Ltd, known as Revolut, is a British multinational neobank. It was founded in July 2015 by British-Russian businessman Nikolay Storonsky and British-Ukrainian software engineer Vlad Yatsenko. As of 2025, Revolut operates in over 48 countries and has 65 million customers.
The bank offers free and subscription-based digital banking services, primarily through a mobile app.
The company is headquartered in London.
Revolut was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, offering individuals in the United Kingdom and European Economic Area (EEA) a smartphone app to spend money abroad using interbank foreign exchange rates. Customers could use their Revolut card in 90 countries.
In 2016, the company reached around 300,000 users, processing almost £1 billion in transactions.
Revolut then launched a subscription-based app in June 2017 available to businesses across the UK and Europe. Under the name of "Revolut Business", businesses could create an account with a multi-currency IBAN to hold, exchange, and transfer money with 25 currencies.
The company was affected by a major outage with their card processor Global Processing Services in June 2017, causing card payments to fail.
It first applied for their EU banking license in November 2017, at which time it also started work on its own payment processor. The bank then received its EU banking license as well as an EMI license in December 2018 from the European Central Bank, facilitated by the Bank of Lithuania. Under its new license, the bank could accept deposits and offer consumer credits. However, it was not allowed to provide investment services until later.