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Triodos Bank

Triodos Bank N.V. is an ethical bank based in the Netherlands with branches in Belgium, Germany, the United Kingdom, and Spain. It was founded in 1980.

The name Triodos is derived from the Greek "τρὶ- (tri, three) and ὁδος (hodos, road) meaning "meeting of three roads", which for the bank are: people, planet, and profit. The bank was initially founded as an anthroposophical initiative with a mission to promote quality of life in the broad sense.

In 1980 Triodos launched the first "green fund," a fund for environmentally friendly projects, on the Amsterdam Stock Exchange. Triodos took over the British ethical bank Mercury Provident in 1994.

The bank operations and customer support are mainly offered digitally, but offers some physical banks. In Spain for example, several physical offices have been opened in major towns.

Triodos Bank received the Sustainable Bank of the Year 2009 award from the Financial Times and the International Finance Corporation (IFC), an organization of the World Bank.

As of 2025, Triodos Bank managed around 750,000 customer accounts in Europe.

The Triodos Bank prioritizes investing into environmentally friendly initiatives[citation needed], and refers to its work as the anthroposophical principle of social three folding. The bank transfers its customers' deposits exclusively to the real economy, thereby financing companies, organizations, and projects which it believes contribute to ecological, social or cultural change. In accordance with this philosophy, Triodos Bank in Germany purchases electricity from the green energy provider Naturstrom AG.

Account holders can open conventional savings accounts, as well as ethical funds and venture capital. Triodos also offer conventional personal current accounts and business banking services. Triodos has an active international department, supporting microfinance initiatives across the developing world. Triodos is the only commercial bank in the UK to provide an annual list of all the loans the bank has made.

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