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Dave Ramsey
David Lawrence Ramsey III (born September 3, 1960) is an American radio personality who offers financial advice. He co-hosts the nationally syndicated radio program The Ramsey Show, and is the founder and CEO of Ramsey Solutions. Ramsey has written several books, including The New York Times bestseller The Total Money Makeover, and hosted a television show on Fox Business from 2007 to 2010.
Ramsey was born on September 3, 1960 in Maryville, Tennessee, to parents who worked in the real estate industry.[unreliable source?] He was raised in the Antioch neighborhood of Nashville and graduated from Antioch High School. At age 18, Ramsey took the real estate exam and began buying and selling property while attending the University of Tennessee at Knoxville, where he earned a Bachelor of Science degree in finance and real estate.
By 1986, Ramsey had accumulated a real estate portfolio valued at over $4 million. However, when his primary lender for his portfolio was sold off to another financial institution, the new owners called in all his promissory notes at once, and since he was unable to pay them off, he filed for chapter 7 bankruptcy in 1988.
While rebuilding his personal finances, Ramsey began providing financial counseling sessions at his church. In 1991, seeing his demand for counseling grow, he formed the Lampo Group (now known as Ramsey Solutions) to begin providing counseling professionally. Ramsey wrote and self-published his first book, Financial Peace, in 1992.
By 1996, Ramsey was the solo host and the show was eventually renamed The Dave Ramsey Show three years later.
In 1994, Ramsey introduced Financial Peace University, his nine-lesson course on personal finance.
In 2004, the Gannett newspaper group dropped Ramsey's financial advice column after discovering that the names in readers' letters had been changed without disclosure. Ramsey responded by offering to pay Gannett their money back.
In October of 2007, Ramsey took his radio show to television with The Dave Ramsey Show on Fox Business, which aired until 2010.
Dave Ramsey
David Lawrence Ramsey III (born September 3, 1960) is an American radio personality who offers financial advice. He co-hosts the nationally syndicated radio program The Ramsey Show, and is the founder and CEO of Ramsey Solutions. Ramsey has written several books, including The New York Times bestseller The Total Money Makeover, and hosted a television show on Fox Business from 2007 to 2010.
Ramsey was born on September 3, 1960 in Maryville, Tennessee, to parents who worked in the real estate industry.[unreliable source?] He was raised in the Antioch neighborhood of Nashville and graduated from Antioch High School. At age 18, Ramsey took the real estate exam and began buying and selling property while attending the University of Tennessee at Knoxville, where he earned a Bachelor of Science degree in finance and real estate.
By 1986, Ramsey had accumulated a real estate portfolio valued at over $4 million. However, when his primary lender for his portfolio was sold off to another financial institution, the new owners called in all his promissory notes at once, and since he was unable to pay them off, he filed for chapter 7 bankruptcy in 1988.
While rebuilding his personal finances, Ramsey began providing financial counseling sessions at his church. In 1991, seeing his demand for counseling grow, he formed the Lampo Group (now known as Ramsey Solutions) to begin providing counseling professionally. Ramsey wrote and self-published his first book, Financial Peace, in 1992.
By 1996, Ramsey was the solo host and the show was eventually renamed The Dave Ramsey Show three years later.
In 1994, Ramsey introduced Financial Peace University, his nine-lesson course on personal finance.
In 2004, the Gannett newspaper group dropped Ramsey's financial advice column after discovering that the names in readers' letters had been changed without disclosure. Ramsey responded by offering to pay Gannett their money back.
In October of 2007, Ramsey took his radio show to television with The Dave Ramsey Show on Fox Business, which aired until 2010.