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Asseco Poland SA is a Polish multinational software company which develops enterprise software primarily for the banking and finance industries. It was founded in 1991, and its headquarters are located in Rzeszów, Subcarpathian Voivodeship, Poland. Asseco is one of the largest corporations in the technology sector quoted on the Warsaw Stock Exchange (WSE) and is a component of the WIG30 stock market index. It operates in 60 countries worldwide and employs over 32,400 people.[1] As of 2023, the largest shareholder of the company is Cyfrowy Polsat with 22.95% of the shares ahead of OFE Allianz Polska with 10.82% of the shares.[2]

Key Information

The current corporation is the result of a 2004 merger between Asset Soft AS and COMP Rzeszów SA.[3] The consolidated revenues of the Asseco Group in 2020 amounted to PLN 12.19 billion, and the net profit amounted to PLN 401.9 million. The operating profit amounted to over PLN 23.8 million.[4]

History

[edit]

Asseco was founded as COMP Rzeszów in 1991 by Adam Goral. It began as a ketchup factory, but Goral focused on the development of the manufacturer's information technology department, which soon became the center of the business. The company became multinational with the 2004 purchase of the Slovak company Asset Soft, and the company was renamed Asseco. It continued to make acquisitions, purchasing the Polish software companies Softbank and Prokom, and ventured outside of the former Eastern Bloc with a 2010 purchase of the Israeli NASDAQ-listed software company Formula Systems.[3] It has since expanded to a presence in over 50 countries.

In 2015, Asseco acquired the Portuguese company Exictos SGPS operating in Portugal as well as Portuguese-speaking countries in Africa including Angola, Mozambique and Cape Verde.[5]

In 2017, the company established Asseco International, a holding which would be responsible for the management, supervision and support of Asseco Group companies operating on the international markets.[6]

In 2018, the company entered the Philippines market by acquiring a 60% stake in the Kraków-based company Nextbank Software Sp. z o.o., which provides IT solutions for the banking sector in the country.[7] In the same year, Asseco-owned Formula Systems acquired a number of companies in the United States including Adaptik, Alius Corp and PVBS.[8]

In 2019, Asseco acquired 51% of shares in the Spanish IT company Tecsisa which provides services for the energy sector as well as 69.01% of shares in ComCERT which specializes in the provision of cybersecurity services.[9][10]

In 2020, the company entered the German banking market by establishing Adesso Banking Solutions GmbH in partnership with the German Adesso company specializing in systems for insurance sector firms and bank consulting.[11] I the same year, the company was ranked 55th in the CEE Top 500 ranking compiled by Coface, which lists the largest companies in Central and Eastern Europe.[12]

In 2021, Asseco PST, a subsidiary of Asseco, acquired a majority stake in the equity of Finantech, a Portuguese company headquartered in Porto specializing in software solutions for capital markets.[13]

In 2022, Asseco Data Systems, a subsidiary of Asseco, acquired a majority stake in the Kraków-based IT company Pirios, a leading provider of customer services automation in Poland.[14]

Structure of the company

[edit]
Asseco Poland office in Gdynia

Asseco Poland SA is headquartered in Rzeszów and Warsaw with offices throughout Poland,[15] and is present in more than 50 countries around the world, with subsidiaries in Slovakia, the Czech Republic, Austria, Lithuania, Germany, Romania, Hungary, Spain, United States, Israel, Japan, Turkey and the Balkans. The company was ranked sixth in the Truffle 100 ranking of the largest software producers in Europe.[16]

Poland:

  • Asseco Poland S.A.
  • Asseco Business Solutions S.A.
  • Asseco Data Systems S.A.
  • Novum Sp. z o.o.
  • Postdata S.A.
  • Gladstone Consulting
  • SKG S.A.
  • DahliaMatic Sp. z o.o.

Israel:

  • Matrix
  • Sapiens
  • Magic Software

Central Europe:

  • Asseco Central Europe a.s.
  • Asseco Solutions a.s.
  • Asseco Central Europe Magyarorszag Zrt.
  • Asseco Hungary Zrt.
  • DanubePay, a. s.
  • Asseco Solutions AG
  • InterWay, a. s.
  • exe, a. s.
  • eDocu, a. s.
  • Asseco BERIT

South Eastern Europe:

  • Asseco South Eastern Europe S.A. (Asseco SEE Grupa)
  • Asseco SEE d.o.o., Bosnia and Herzegovina
  • Asseco SEE o.o.d., Bulgaria
  • Asseco SEE d.o.o., Croatia
  • Asseco SEE Sh.p.k., Kosovo
  • Asseco SEE d.o.o.e.l., North Macedonia
  • Asseco SEE d.o.o., Montenegro
  • Asseco SEE s.r.l., Romania
  • Asseco SEE d.o.o., Serbia
  • Asseco SEE d.o.o., Slovenia
  • Asseco SEE Teknoloji A.Ş., Turkey

Western Europe:

  • Asseco Spain SA
  • Necomplus, S.L.
  • Asseco PST

Northern Europe:

  • Asseco Denmark A/S
  • Peak Consulting Group
  • Sintagma, UAB
  • Asseco Lietuva, UAB
  • CodeConnexion

Sponsorship

[edit]

See also

[edit]

References

[edit]
[edit]
Revisions and contributorsEdit on WikipediaRead on Wikipedia

Asseco

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from Grokipedia
Asseco Poland S.A. is a Polish multinational company headquartered in , , and serves as the flagship entity of the Asseco Group, a global federation specializing in the development and delivery of solutions. Established on January 18, 1989, as a and evolving into a joint-stock entity, Asseco Poland was founded by Adam Góral and initially developed from the COMP startup, marking one of 's earliest IT ventures. The company focuses on key sectors including banking and payments, insurance, public administration, healthcare, energy, telecommunications, and defense, offering proprietary products such as core banking systems, e-health platforms, solutions, cybersecurity tools, and cloud services. Since its on the in 2004, Asseco has expanded aggressively through over 160 acquisitions, establishing market leadership in , , and South-Eastern Europe while operating in 65 countries. As of 2024, the Asseco Group employs more than 34,000 people, including 5,900 dedicated to , and reported annual revenues of PLN 17.1 billion (approximately €4 billion), with 90% derived from international operations and a significant portion from sales exceeding PLN 13.5 billion. The group invests substantially in innovation, allocating €310 million to R&D in 2024, and is ranked among Europe's top software vendors, particularly noted for driving in and .

History

Founding and early years

Asseco traces its origins to January 18, 1989, when Adam Góral established COMP Rzeszów as a in , , amid the country's post-communist economic transition from a centrally planned system to a market-oriented . It became a on September 1, 1993. Góral, who envisioned software as the core of the IT industry's future, began operations with a small team of three, focusing on developing customized IT solutions to meet the emerging needs of local enterprises during this period of rapid liberalization and . The company's initial efforts centered on software for regional financial institutions, particularly cooperative banks in southeastern , where it provided affordable, tailored systems that larger international players could not yet serve effectively. In the , COMP achieved key milestones by creating for banking operations, including accounting and basic functionalities, which helped stabilize domestic financial processes in the wake of economic reforms. The firm transitioned toward more advanced methodologies, such as , to enhance software efficiency and scalability for its growing client base of local businesses and entities. By the late , it formed its first international partnerships, notably with global technology providers like , to integrate cutting-edge tools while maintaining a focus on developments suited to Poland's evolving market. Prior to 2004, COMP faced significant challenges from the influx of Western IT firms, such as and , which entered the Polish market following neoliberal reforms and brought advanced technologies that intensified competition. To counter this, the company prioritized domestic market stabilization, leveraging local networks and trust-based relationships with clients like over 200 cooperative banks by the early , thereby building a solid foundation in niche segments before broader expansion. This strategic emphasis on Poland's internal growth allowed COMP to navigate the transitional uncertainties while fostering initial team expansion and technological adaptation.

Expansion through acquisitions

In 2004, the company rebranded from COMP S.A. to Asseco Poland S.A. and conducted its (IPO) on the (WSE) on , raising capital specifically earmarked for expansion through acquisitions. This IPO marked a pivotal shift toward inorganic growth, enabling the consolidation of the Polish market via key domestic acquisitions. In 2007, Asseco merged with Softbank S.A., integrating its project-oriented integration capabilities, and acquired Prokom Software S.A., which bolstered proprietary software development in banking and sectors. These moves solidified Asseco's domestic leadership before pivoting to international expansion. Asseco's international footprint began with its first overseas acquisition in 2004, when it purchased a 55% stake in Slovak firm ASSET Soft a.s., which was subsequently renamed Asseco a.s. in 2005. This entry into was followed by the establishment of Asseco South Eastern Europe (Asseco SEE) in 2007, formed through acquisitions of Romanian firms Net Consulting and FIBa Software, facilitating expansion into and other South-East European markets. Subsequent deals included the 2019 acquisition of a 51% stake in Spanish energy IT provider Tecsisa for €4.95 million (potentially rising to €7.96 million based on performance), enhancing capabilities in the utilities sector across , , and . In 2022, Asseco SEE acquired a stake in Romanian IT services firm Bithat Solutions, specializing in data digitalization and . Since 2004, Asseco has completed over 160 acquisitions, spanning software firms in , , and related verticals. The strategic rationale behind these acquisitions emphasized in and software, leveraging synergies from local expertise to accelerate market entry and product diversification. Asseco's federation model preserved operational autonomy for acquired entities, allowing them to adapt solutions to regional needs while benefiting from group-wide resources, thereby mitigating risks associated with rapid international scaling. This approach focused on absorbing complementary technologies in high-growth areas like banking systems and platforms, rather than horizontal consolidation alone. Through this acquisition-driven strategy, Asseco evolved from a Polish startup into the sixth-largest software vendor in by 2025, with operations across 65 countries and a workforce exceeding 34,000. The federation structure enabled sustained growth, contributing to annual revenues surpassing PLN 17 billion in 2024, predominantly from proprietary solutions.

Recent milestones

In 2023, Asseco was recognized in the IDC FinTech Rankings Enterprise Top 50 as one of the leading global technology providers for the financial sector, marking it as the only Polish firm in the category and highlighting its implementations of solutions across and . The period from 2024 to 2025 saw notable shifts in Asseco's ownership structure, promoting diversification and strategic partnerships. In January 2025, Total Specific Solutions (TSS), a Netherlands-based software group, acquired a 9.99% stake in Asseco from Cyfrowy Polsat for approximately PLN 705 million at PLN 85 per share. In February 2025, the Adam Góral Family Foundation facilitated the sale of 12,318,863 treasury shares—representing 14.84% of Asseco 's —for PLN 1 billion at the same price per share, with TSS completing the purchase in October 2025 following regulatory approvals, elevating its total stake to 24.83%. These transactions were supported by a among TSS, the foundation, and Asseco's management to foster long-term growth without altering operational control. In the first half of 2025, the Asseco Group achieved revenues of PLN 9.0 billion and completed 13 acquisitions, further expanding its portfolio. Amid evolving global trends, Asseco intensified investments in for anti-money laundering (AML) compliance and fraud detection, alongside data warehousing solutions tailored for banking clients to enhance regulatory adherence and . The company also expanded its footprint in digitization, serving as a key IT provider in through subsidiaries like Matrix IT for cloud-based government projects and advancing initiatives in African markets, including and systems in . Asseco navigated regulatory and operational challenges during this timeframe, including compliance with evolving data privacy rules under GDPR updates that emphasized data minimization and international transfers, by deploying specialized tools across its operations. Additionally, the firm addressed lingering post-pandemic disruptions in IT services through diversified sourcing and accelerated acquisitions of regional providers to stabilize delivery of software implementations.

Corporate Structure

Leadership and governance

Adam Góral developed Asseco starting in 1991, building on its establishment in 1989, and has served as President of the Management Board and CEO since its inception, guiding the company's growth into one of 's largest IT groups. His strategic vision emphasizes a "federation" model, in which subsidiaries maintain operational autonomy while leveraging shared resources and expertise across the group to foster innovation and market expansion. As of 2025, Góral retains significant influence through the Adam Góral Family Foundation, which holds approximately 10% of Asseco Poland's shares, making it one of the largest individual stakeholders. In 2025, the Adam Góral Family Foundation entered a with TSS following the sale of treasury shares, reinforcing strategic alignment. The Management Board comprises 12 members as of 2025, reflecting a blend of technical expertise and sector-specific knowledge drawn from Polish and international professionals. Góral leads the board, with key roles filled by Vice Presidents such as Karolina Rzońca-Bajorek, who serves as overseeing financial strategy and reporting; Rafał Kozłowski, handling systems and international operations with prior experience; and others like Dopierała and Groyecki, who manage security solutions and healthcare IT, respectively, bringing advanced engineering backgrounds from institutions like and . This composition underscores Asseco's emphasis on deep technological proficiency to support its and integration services. Asseco Poland's governance framework complies with the Best Practices for GPW Listed Companies issued by the , ensuring transparency and accountability in operations. The , chaired by Jacek Duch since 2007, provides independent oversight with 10 members as of 2025, including experts in , IT, and international software like Robin van Poelje of Topicus.com and Ramon Zanders of ; it reviews major decisions, audits, and through committees such as the led by Artur Gabor. ESG policies were integrated starting in 2020 with the publication of non-financial reporting, evolving to include dedicated oversight by Chief ESG Officer Gabriela Żukowicz, who manages initiatives in legal, HR, and environmental areas. Leadership decision-making processes are centralized at the Management Board level for strategic initiatives, with Góral playing a pivotal role in approving acquisitions that expand the federation—such as the 2025 treasury share transactions with TSS Europe—and allocating resources to R&D in , including AI-driven banking solutions and secure payment systems, to align with client needs in . The Supervisory Board approves these high-level strategies, ensuring they support long-term growth while mitigating risks in a decentralized structure. In January 2026, Nationale-Nederlanden Open Pension Fund (NN OFE), holding 9.12% of Asseco Poland's shares, submitted a request to supplement the agenda of the Extraordinary General Meeting of Shareholders scheduled for February 24, 2026, with a proposal for the cancellation of approximately 2.49 million treasury shares (representing about 3% of the share capital and valued at over PLN 500 million). The proposal was presented as an alternative to using the shares for the proposed 2026–2030 motivational program for management members, under which eligible executives, including CEO Adam Góral, would have been able to acquire the shares at a nominal price of 1 zł each, subject to performance criteria related to dividend payouts and EBITDA growth. NN OFE argued that cancellation would reduce the number of shares in circulation, increase the value of existing shares, and align with corporate governance standards. The company's management maintained that the use for motivational purposes was permitted under prior resolutions.

Subsidiaries and global operations

Asseco Group operates as a of companies led by Asseco Poland S.A., encompassing numerous worldwide that enable localized IT delivery while maintaining group-wide synergies. Key units include Asseco South Eastern Europe (Asseco SEE), founded in April 2007 as a major IT operator in the region through the integration of leading local firms, employing over 4,000 people as of mid-2025 across its operations. Another prominent is Asseco Solutions, which manages operations as part of the broader Asseco structure, focusing on and business solutions tailored to local markets. The group's geographic footprint spans 65 countries, with significant presence in —including , , , and —the via , and through entities like Asseco Nigeria. This global reach supports over 33,000 employees as of late 2024, exceeding 34,000 by mid-2025, distributed across diverse regional teams to address international demands. Asseco employs a decentralized operational model, where subsidiaries handle local adaptation and management to meet region-specific regulatory and cultural needs, complemented by centralized in for core technological advancements. This structure facilitates cross-border IT integration projects, such as unified banking platforms spanning multiple European nations. Key facilities anchor these operations, with the group headquarters located in Rzeszów, Poland, serving as the strategic nerve center. Major hubs include Belgrade, Serbia, for Asseco SEE's regional coordination, and Tel Aviv, Israel, supporting fintech initiatives through Formula Systems.

Business Operations

Products and services

Asseco's core product lines span multiple sectors, with a strong emphasis on banking software designed to enhance digital transformation and operational efficiency. The Asseco Customer Banking Platform (CBP) serves as a flagship omnichannel solution for internet and mobile banking, enabling seamless user experiences across web browsers, Google Play, Apple App Store, and Huawei AppGallery. It incorporates a modular system of mini-applications that allow banks to customize functionalities, such as intuitive account balance monitoring, transaction history searches, and personalized financial insights, while supporting secure, real-time interactions. Complementing this, Asseco offers comprehensive core banking systems that integrate front- and back-office operations, facilitating efficient account management, payments, and compliance with regulatory standards like PSD2. In the , Asseco provides tailored solutions for both central and local administration, focusing on process and to streamline governmental operations. These include advanced platforms for resource planning, budgeting, and citizen services, often customized to handle specific needs like cadastre management, oversight, and . Additionally, Asseco's platforms deliver portal solutions that leverage modern information and communication technologies to enable secure online interactions, such as electronic service delivery and administrative workflows, ensuring across public institutions. For insurance, Asseco's offerings center on the Asseco Insurance Suite, a modular, process-oriented system that covers full front- and back-office operations for both life and non-life policies. Key components include STAR INS, an enterprise-level core system that automates policy administration, claims processing, and risk assessment, integrated with API layers for . In the energy and utilities domain, Asseco Utility Management Solutions (AUMS) provide end-to-end IT systems for sector-wide processes, including , billing, and customer communications, with specialized modules for heating, , and energy retail. Supporting these verticals, tools like Asseco enable unified data integration from diverse sources for analytics and reporting, while the Asseco AML system uses to detect suspicious transactions and ensure across financial and non-financial entities. Asseco's service portfolio emphasizes custom IT integration, drawing on over 30 years of expertise in to deliver , communication, and multi- solutions tailored to client needs. services, such as the ASEE Security and mToken applications, provide for online transactions, including protocols to mitigate fraud. management systems further enhance workflows with features for secure archiving, electronic signatures, and GDPR-compliant data handling. Since 2020, Asseco has accelerated proprietary development in AI and -based , incorporating for customer profiling and within platforms like Asseco Customer Intelligence. A key innovation highlight is that, as of 2024, approximately 79% of Asseco's revenue derives from (VMS), underscoring its focus on sector-specific, proprietary solutions that drive recurring value. Examples include the mini-applications in CBP for agile banking customization and GDPR-compliant tools in the for secure and . Asseco invests significantly in R&D, allocating €310 million in 2024 to advance proprietary technologies, including secure and intelligent process . This commitment supports ongoing enhancements, such as AI-driven real-time services in banking and hybrid cloud models for scalable infrastructure.

Key markets and clients

Asseco's revenue is predominantly derived from the finance and banking sector, which accounts for approximately 32% of the group's total revenues, followed by at 21% and at 18%, collectively representing over 70% of its business. These sectors benefit from Asseco's customized IT solutions, including systems, anti-money laundering (AML) tools, and platforms tailored for and operational efficiency. In the domain, Asseco supports government digitization initiatives across (CEE), such as and agricultural restructuring programs. Major clients in the finance sector include prominent Polish institutions like PKO BP, Bank Gospodarstwa Krajowego (BGK), and Bank BPS, where Asseco provides long-term service contracts that generate about 40% of its banking revenues through ongoing maintenance and upgrades. In the public sector, key relationships encompass Poland's Institution (ZUS), Fund (NFZ), and the Agency for Restructuring and Modernisation of Agriculture (ARiMR), alongside international bodies such as , , and the (ECHA). Energy clients like Enea, Tauron, PGE, and PGNiG rely on Asseco for infrastructure management and solutions, while healthcare engagements cover over 450 Polish hospitals and more than 300 users of the National Medical Cloud Operator. These partnerships often involve multi-year contracts, driven by high customization and . Geographically, Asseco maintains dominance in CEE, where over 50% of revenues originate, primarily through the Asseco International segment that serves markets in South Eastern Europe (59% of its regional share) and (16%). The group is expanding in (12% share) and emerging markets like (12%) and via fintech implementations for regional banks, bolstered by the Formula Systems segment's 64% contribution from and . In , Asseco holds leadership in banking IT, supporting over 50% of commercial banks and 80% of cooperative banks, which underscores its competitive edge in customized, locally adapted solutions.

Financial Performance

Revenue and growth metrics

Asseco Group's consolidated revenue reached €4.0 billion (PLN 17.1 billion) in 2024, marking a modest 1.4% year-over-year increase from €3.9 billion in 2023, with proprietary software and services comprising the majority at approximately 79% of total sales. In the first half of 2025, revenue accelerated to €2.1 billion (PLN 9.0 billion), reflecting 7.6% growth compared to H1 2024, driven primarily by fintech solutions in banking and public sector digitization projects. Segment breakdowns highlight banking software as a key contributor, accounting for about 33% of 2024 revenue (€1.3 billion), while public sector solutions represented 21% (€0.8 billion); these proportions held steady in H1 2025 with banking at 31% and public sector at 22%. Profitability metrics demonstrated resilience, with non-IFRS EBITDA at PLN 2.7 billion in 2024, yielding a 15.7% margin and a 4% year-over-year rise from 2023, supported by post-2023 acquisition synergies in software integration. Net profit attributable to shareholders grew to PLN 520 million in 2024, a record high, before advancing 20% year-over-year to PLN 282 million in H1 2025. received a boost in 2025 from the sale of 14.84% shares to Topicus.com Inc. (through its TSS Europe B.V.) for approximately PLN 1.05 billion; a conditional agreement was signed in February 2025 and completed in October 2025, enabling further investment in growth initiatives without increasing debt. Growth has been fueled by a combination of organic expansion, estimated at 5-7% annually through demand for and AI-enhanced IT solutions, and acquisitions for roughly half of recent increases, including 13 deals in H1 2025 targeting and regional markets. The Central and Eastern Europe (CEE) region, via the Asseco International segment, contributed about 24% of H1 2025 (up 11% year-over-year), alongside gains from diversified operations in 62 countries. Key risk factors include vulnerability to economic slowdowns in , exacerbated by geopolitical tensions such as the Ukraine conflict, which could pressure spending; however, Asseco mitigates these through a diversified portfolio across banking (40% exposure via ), , and international segments, alongside hedging against currency fluctuations in volatile markets like .
Metric2024 (Full Year)H1 2025YoY Growth (H1)
Consolidated €4.0B (PLN 17.1B)€2.1B (PLN 9.0B)+7.6%
EBITDA (non-IFRS)PLN 2.7B (15.7% margin)PLN 1.4B (15.7% margin)+10.5%
Net Profit (attributable)PLN 520MPLN 282M+20%

Stock information and ownership

Asseco Poland S.A. has been listed on the (WSE) under the ACP since its debut on September 27, 2004, initially as Comp Rzeszów S.A.. The company marked the 15th anniversary of its listing in , with its reaching approximately PLN 16.2 billion as of November 2025. The company's share price demonstrated resilience and recovery following the 2020 pandemic downturn, achieving a 52-week high of PLN 254.00 in 2025 amid broader IT sector growth. Asseco maintains a consistent , with an annual yield of approximately 2% based on the 2025 payout of PLN 3.94 per share. As of November 2025, the ownership structure features the Adam Góral Family Foundation as a key shareholder with a 10.01% stake (8,310,000 shares) and Allianz OFE at 9.99% (8,300,027 shares). In January 2025, TSS Europe B.V. (a subsidiary of Topicus.com Inc.) acquired an initial 9.99% stake; this was followed by the purchase of an additional 14.84% stake (12,318,863 treasury shares) via a conditional agreement signed in February 2025 and completed in October 2025, bringing TSS Europe B.V.'s total to 24.84% (20,618,892 shares). A shareholders' agreement between TSS Europe B.V. and the Adam Góral Family Foundation, effective October 2025, collectively controls 34.85% of the voting rights. Other notable holders include Nationale-Nederlanden OFE at 5.03% (4,171,121 shares). On February 4, 2026, Asseco Poland shares experienced a significant decline, opening at 214.60 zł and closing at 187.60 zł, down approximately 13.9% from the previous close of 217.80 zł on February 3, 2026. The stock reached an intraday low of 187.00 zł with trading volume of 348,165 shares. This movement occurred following a shareholder proposal submitted by Nationale-Nederlanden OFE (NN OFE), which held 9.12% of the shares (7,568,709 shares) as of January 30, 2026, requesting the addition to the agenda of the February 24, 2026 extraordinary general meeting of resolutions on the redemption of 2,490,009 treasury shares (representing 3% of the share capital) and a corresponding reduction in share capital. Asseco Poland adheres to EU transparency and disclosure requirements under the Market Abuse Regulation, issuing quarterly financial reports and maintaining an portal for . The stock benefits from analyst coverage by firms such as those tracking IT index performance, highlighting opportunities in software and IT services expansion.

References

  1. https://inwestor.asseco.com/en/about-asseco/general-information/
  2. https://asseco.com/asseco-group/company-profile/
  3. https://inwestor.asseco.com/files/investor/uploads/Financial_statements_of_Asseco_Poland_SA_2024.pdf
  4. https://pl.asseco.com/en/about-us
  5. https://see.asseco.com/files/public/uploads/Company-profile-2024-EN-.pdf
  6. https://inwestor.asseco.com/files/investor/uploads/Presentation_of_Asseco_Group_financial_results_for_2024.pdf
  7. https://asseco.com/news/korporacyjne/
  8. https://asseco.com/news/asseco-w-swiatowej-czolowce-fintechow-wg-idc-5617/
  9. https://bibliothek.wzb.eu/pdf/2019/iii18-302r.pdf
  10. https://asseco.com/news/adam-goral-osobowoscia-rynku-kapitalowego-wg-parkietu-5524/
  11. https://asseco.com/en/news/adam-goral-honored-with-the-30th-anniversary-award-of-the-polish-chamber-of-information-technology-and-telecommunications-piit-5138/
  12. https://inwestor.asseco.com/files/investor/uploads/Management_Board_s_report_on_the_operations_of_Asseco_Group_and_Asseco_Poland_S.A._2020.pdf
  13. https://asseco.com/en/news/asseco-poland-celebrates-the-15th-anniversary-of-its-debut-on-the-wse-3391/
  14. https://inwestor.asseco.com/files/investor/uploads/annual_report__mda2007_en.pdf
  15. https://www.yumpu.com/en/document/view/4031065/asseco-slovakia-prospectus-spo-asseco-group
  16. https://business-review.eu/news/asseco-south-eastern-europe-takes-over-probass-8540-9103
  17. https://asseco.com/news/3285/?L=-6815
  18. https://asee.io/news/asee-acquires-majority-stake-in-bithat-strong-player-on-romanian-market-in-data-digitalization-and-automation/
  19. https://inwestor.asseco.com/files/investor/uploads/Fact_sheet_-_summary_2024.pdf
  20. https://inwestor.asseco.com/files/investor/uploads/Semi_annual_report_for_H1_2025_-_Management_Board_s_report_on_activities_of_Asseco_Group.pdf
  21. https://kairosresearch.substack.com/p/asseco-poland
  22. https://ce.asseco.com/files/ce/press-room/annual-reports/sk/Asseco_Central_Europe_Annual_Report_2021.pdf
  23. https://inwestor.asseco.com/files/investor/uploads/Asseco_Group_Investor_presentation_November_2024.pdf
  24. https://assecoplatform.com/about-us-asseco-platform/
  25. https://esg.asseco.com/wp-content/uploads/2025/04/Management_Board_s_report_on_operations_of_the_Asseco_Group_and_Asseco_Poland_SA_2024.pdf
  26. https://pitchbook.com/profiles/company/60384-16
  27. https://asseco.com/en/news/asseco-the-largest-polish-it-company-according-to-ranking-of-wprost-magazine-5572/
  28. https://asseco.com/en/news/asseco-among-top-global-fintechs-according-to-idc-5371/
  29. https://asseco.com/news/tss-europe-inwestujac-w-akcje-asseco-poland-stanie-sie-strategicznym-partnerem-najwiekszej-polskiej-firmy-it-5491/
  30. https://www.whitecase.com/news/press-release/white-case-advises-asseco-poland-pln-1-billion-sale-treasury-shares-total
  31. https://topicus.com/news/joint-press-release-of-constellation-software-inc-and-topicuscom-inc-topicuscom-inc-completes-agreement-to-acquire-1484-of-treasury-shares-in-the-capital-of-asseco-poland-sa
  32. https://www.reuters.com/markets/deals/tss-agrees-buy-additional-stake-polands-asseco-2025-02-05/
  33. https://asseco.com/news/5614/?L=-6815
  34. https://inwestor.asseco.com/files/investor/uploads/Presentation_of_Asseco_Group_financial_results_in_H1_2025.pdf
  35. https://asseco.com/news/5256/
  36. https://see.asseco.com/banking-and-finance/405/402/898/?L=1298300402
  37. https://inwestor.asseco.com/en/about-asseco/governing-bodies/
  38. https://asseco.com/en/news/adam-goral-receives-the-leader-of-tomorrow-title-4089/
  39. https://inwestor.asseco.com/en/about-asseco/shareholders/
  40. https://inwestor.asseco.com/files/investor/uploads/Statement_of_Asseco_Poland_S.A._on_non-financial_information_2020.pdf
  41. https://www.spglobal.com/sustainable1/en/scores/results?cid=4966769
  42. https://inwestor.asseco.com/files/investor/uploads/2025/2025_04_01_Division_of_competences_Asseco_Poland_S.A..pdf
  43. https://www.pb.pl/nn-ofe-chce-umorzenia-akcji-wlasnych-asseco-poland-mialy-trafic-do-adama-gorala-1255824
  44. https://www.parkiet.com/technologie/art43750581-asseco-batalia-z-ofe-o-3-proc-akcji
  45. https://asseco.com/asseco-group/group-structure/
  46. https://see.asseco.com/about/company-profile/
  47. https://see.asseco.com/about/investor-relations/financial-press-releases/growth-in-sales-revenues-and-profitability-of-asee-group-in-q2-2025-5604/
  48. https://www.assecosolutions.cz/en/company
  49. https://asseco.com/
  50. https://asseco.com/en/news/asseco-the-largest-software-producer-in-central-and-eastern-europe-5426/
  51. https://inwestor.asseco.com/files/investor/uploads/Semi_annual_report_for_H1_2025_-_Financial_statements_of_Asseco_Group.pdf
  52. https://int.asseco.com/asseco-international/group-structure/
  53. https://see.asseco.com/about/company-contacts/
  54. https://www.formulasystems.com/
  55. https://cbp.asseco.com/
  56. https://cbp.asseco.com/miniaplikacje-en/
  57. https://pl.asseco.com/files/public/uploads/Asseco-CBP-ENG.pdf
  58. https://asseco.com/offer/public-institutions/
  59. https://ce.asseco.com/en/portfolio/egovernment/portal-solutions/
  60. https://insurance.asseco.com/insurance-suite/star-ins/
  61. https://aums.asseco.com/
  62. https://dwh.asseco.com/en/data-warehouse-2/asseco-data-warehouse/
  63. https://iap.asseco.com/en/asseco-aml/
  64. https://ce.asseco.com/en/portfolio/infrastructure-security/infrastructure-products-and-services/
  65. https://cybersecurity.asee.io/aml/
  66. https://aes.asseco.com/
  67. https://aci.asseco.com/en/
  68. https://asseco.com/offer/cloud-services/
  69. https://inwestor.asseco.com/files/investor/uploads/Consolidated_financial_statements_of_Asseco_Group_2024.pdf
  70. https://inwestor.asseco.com/en/reports/regulatory-filings/
  71. https://finance.yahoo.com/quote/ACP.WA/
  72. https://www.marketwatch.com/investing/stock/acp?countrycode=pl
  73. https://markets.ft.com/data/equities/tearsheet/summary?s=ACP:WSE
  74. https://stockanalysis.com/quote/wse/ACP/dividend/
  75. https://www.marketscreener.com/news/asseco-poland-announces-shareholders-agreement-for-34-85-of-stake-ce7d5bdedf8cf527
  76. https://finance.yahoo.com/quote/ACP.WA/history/
  77. https://biznes.pap.pl/download/attachment/53435868/DOC.20260202.53435868.zal03_NN_Asseco_zadanie_uzupelnienia_porzadku_obrad_NWZ_en.pdf
  78. https://inwestor.asseco.com/en/asseco-on-the-wse/stock-information/
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