MetroCard
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The MetroCard is a magnetic stripe card used for fare payment on transportation in the New York City area. It is a payment method for the New York City Subway (including the Staten Island Railway), New York City Transit buses and MTA buses. The MetroCard is also accepted by several partner agencies: Nassau Inter-County Express (NICE Bus), the PATH train system, the Roosevelt Island Tramway, AirTrain JFK, and Westchester County's Bee-Line Bus System.
Key Information
The MetroCard was introduced in 1994 to enhance the technology of the transit system and eliminate the burden of carrying and collecting tokens.[2] The MTA discontinued the use of tokens in the subway on May 3, 2003,[3] and on buses on December 31, 2003.
The MetroCard is expected to be phased out by 2025.[4] It will be replaced by OMNY, a contactless payment system where riders pay for their fare by waving or tapping credit or debit bank cards, smartphones, or MTA-issued smart cards.[5]
The MetroCard is managed by a division of the MTA known as Revenue Control, MetroCard Sales, which is part of the Office of the Executive Vice President. The MetroCard Vending Machines are manufactured by Cubic Transportation Systems, Inc.[6]
As of early 2019, the direct costs of the MetroCard system had totaled $1.5 billion.[7] MetroCard distribution and sales are to end by December 2025. Remaining kiosks and turnstile systems will continue to operate until they are discontinued.
History and fares
[edit]The idea for a farecard with a magnetic strip for the MTA system was proposed in 1983. It was the "highest priority" for then-MTA Chairman Richard Ravitch. The card would replace the tokens that were, at the time, used to pay transit fares.[8] This plan was generally supported by the public.[9] In 1984, Ravitch's successor Bob Kiley said that he would try to create a system for the new farecards within the next four years.[10] However, bureaucratic actions and disagreements delayed the rollout of the system. In March 1990, the MTA board voted to allocate funding for the magnetic fare collection system.[11] Three months later, the New York state legislature voted to allow the MTA to proceed for its plans for the new system.[12] By 1991, the token technology was becoming dated: almost all other transit systems were using magnetic farecards, which were found to be much cheaper than the token system.[13] In July of that year, the MTA board approved the roll-out of the magnetic farecard system.[14] The MTA opened a request for bids to furnish and operate the farecard system, and Cubic Transportation Systems offered the lowest bid at $100 million.[15]
On October 30, 1992, the installation of Automated Fare Collection turnstiles began.[16] The farecard system was given the name MetroCard by April 1993. At the time, the first subway stations were supposed to receive MetroCard-compatible turnstiles before year's end, and buses were scheduled to be retrofitted with MetroCard collection equipment by late 1995.[17] On June 1, 1993, MTA distributed 3,000 MetroCards in the first major test of the technology for the entire subway and bus systems.[18] Less than a year later, on January 6, 1994, MetroCard-compatible turnstiles opened at Wall Street on the IRT Lexington Avenue Line (4 and 5 trains) and Whitehall Street–South Ferry on the BMT Broadway Line (N, R, and W trains).[19][16] All MetroCard turnstiles were installed by May 14, 1997, when the entire bus and subway system accepted MetroCard.[16]
On September 28, 1995, buses on Staten Island started accepting MetroCard, and by the end of 1995, MetroCard was accepted on all New York City Transit buses.[16]
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Before 1997, the MetroCard design was blue with yellow lettering. These blue cards are now collector's items.[20] On July 4, 1997, the first free transfers were made available between bus and subway at any location with MetroCard. This program was originally billed as MetroCard Gold. Card colors changed to the current blue lettering on goldenrod background.[16] On January 1, 1998, bonus free rides (10% of the purchase amount) were given for purchases of $15 or more.[16] On July 4, six months later, 7-Day and 30-Day Unlimited Ride MetroCards were introduced, at $17 and $63, respectively.[16] A 30-day Express Bus Plus MetroCard, allowing unlimited rides on express buses in addition to local buses and the subway, was also introduced at $120.[21] The 1-Day Fun Pass was introduced on January 1, 1999, at a cost of $4.[16] The debut of the MetroCard allowed the MTA to add bonus fare incentives, such as free bus transfers to other buses or subways. Half of the ridership increase between 1997 and 1999 was attributed to these incentives.[22]
The first MetroCard Vending Machines (MVMs) were installed on January 25, 1999, in two stations,[23] and by the end of 1999 347 MVMs were in service at 74 stations.[16] On April 13, 2003, tokens were no longer sold.[24] Starting May 4, 2003, tokens were no longer accepted, except on buses. The following fare increases were implemented:
- Base fare increased from $1.50 to $2.00[25][26]
- 1-Day Unlimited MetroCard fare increased from $4 to $7[25][26]
- 7-Day Unlimited MetroCard fare increased from $17 to $21[25][26]
- 30-day Express Bus Plus was replaced with a 7-day Express Bus Plus card, which cost $33 each.[25][26]
- 30-Day Unlimited MetroCard fare increased from $63 to $70[25][26]
- The bonus for pay-per-ride increased to 20% of the purchase amount for purchases of $10 or more[25][26]
- Tokens would be phased out, but for the next two months they acted as $1.50 credit towards a $2 bus ride.[25][26]
On February 27, 2005, another fare hike occurred:
- 7-day Express Bus Plus increased by $8, to $41.[27]
- 7-Day Unlimited increased by $3, to $24.[27]
- 30-Day Unlimited increased by $6, to $76.[27]
On April 1, 2007, MetroCard started to be accepted by the Westchester Bee-Line Bus System as all of its buses were now equipped with new fareboxes that could accept MetroCard.[28]
On March 2, 2008, another set of fare increases was implemented:
- 1-Day Unlimited fare increased by 50 cents, to $7.50.[29]
- 7-Day Unlimited fare increased by $1, to $25.[29]
- 14-Day Unlimited was introduced for $47.[29]
- 30-Day Unlimited increased by $5, to $81.[29]
- The bonus for pay-per-ride decreased to 15% of the purchase amount for purchases of $7 or more.[29]
On June 28, 2009, the agency had its second fare hike in as many years:
- The base fare and single-ride ticket increased by 25 cents, to $2.25.[30]
- 1-Day Unlimited fare increased by 75 cents, to $8.25.[30]
- 7-Day Unlimited fare increased by $7, to $27.[30]
- 7-Day Express Bus Plus fare increased by $4, to $45.[30]
- 14-Day Unlimited fare increased by $4.50, to $51.50.[30]
- 30-Day Unlimited increased by $8, to $89.[30]
- The minimum purchase for a pay-per-ride bonus rose to $8.[30]
On December 30, 2010, the bonus value for Pay-Per-Ride decreased to 7% for every $10, and the 1-Day Fun Pass and the 14-Day Unlimited Ride were discontinued altogether. Additionally:
- 7-Day Unlimited fare increased by $2, to $29.[31]
- 7-Day Express Bus Plus fare increased by $5, to $50.[31]
- 30-Day Unlimited fare increased by $15, to $104.[31]
In 2012, the MTA allowed advertisements to be printed on the fronts of MetroCards. The backs of MetroCards had already been used for advertisements since 1995. This change meant that advertisers could remove the MTA logo from the fronts of MetroCards.[32][33]
As a result of Hurricane Sandy in October 2012, three free transfers were offered on the MetroCard. The first was between the Q22, the Q35, and the 2 and 5 trains at the Flatbush Avenue–Brooklyn College subway station.[34] The second between the Q22, either the Q52 Limited or the Q53 Limited, and the A train at the Rockaway Boulevard station.[34] Finally, a three-hour transfer window applied from transfers from any subway station to the Q22 or Q113 routes of MTA Bus, and then to the n31, n32, and n33 routes of NICE.[34]
On December 19, 2012, the MTA voted for the following fare increases:
- Base fare and single-ride ticket increased by 25 cents, to $2.50.[35]
- 7-Day Unlimited MetroCard fare increased by $1, to $30.[35]
- 30-Day Unlimited MetroCard fare increased by $8, to $112.[35]
- The bonus for a pay-per-ride MetroCard decreased from 7% to 5% but the cutoff for the bonus decreased from $10 to $5.[35]
Starting February 20, 2013, people were able to refill cards with both time and value, so that when a MetroCard is filled with both an unlimited card and fare value, the unlimited ride portion is used first where applicable. If not started already, the unlimited ride period would begin when the card is next used, and when the unlimited period expires, the regular fare would be charged.[36] On March 3, 2013, a $1 fee was imposed on new card purchases in-system in order to reduce the number of discarded MetroCards. However, MetroCards purchased through the Extended Sales retail network carry no new card fee.[37]
On March 22, 2015, the MTA voted for the following fare increases:
- Base Fare increased by 25 cents, to $2.75;[38]
- Express Bus fare increased, to $6.50;[38]
- 7-Day Unlimited fare increased by $1, to $31;[38]
- 7-Day Express Bus Plus fare increased by $7.25, to $57.25;[38]
- 30-Day Unlimited increased by $4.50, to $116.50;[38]
- Single Ride ticket increased by 50 cents, to $3.00;[38] and:
- the bonus for a pay-per-ride MetroCard was increased to 11%.[38]
On March 19, 2017, the following fare increases went into place:
- 7-Day Unlimited fare increased by $1, to $32;[39]
- 7-Day Express Bus Plus fare increased by $2.25, to $59.50;[39]
- 30-Day Unlimited increased by $4.50, to $121; and[39]
- the bonus for a pay-per-ride MetroCard was reduced from 11% to 5%.[39]
On October 23, 2017, it was announced that the MetroCard would be phased out and replaced by OMNY, a contactless fare payment system also by Cubic, with fare payment being made using Apple Pay, Google Wallet, debit/credit cards with near-field communication enabled, or radio-frequency identification cards.[40][41] All buses and subway stations would use the OMNY system by 2020. However, support of the MetroCard is slated to remain until 2023.[41]
In mid-2018, city officials tentatively agreed to start a program in which they would provide half-fare MetroCards to almost 800,000 New York City residents living below the federal poverty line. The program would start in January 2019, and the New York City allocated $106 million in fiscal year 2019 to subsidize the half-fare MetroCards for at least six months.[42][43] After uncertainty over whether the program would be implemented,[44][45] the half-fare MetroCards were rolled out starting on January 4, 2019.[46][47][48] Initially, the reduced-fare MetroCards would be rolled out to 30,000 residents, though another 130,000 New Yorkers receiving SNAP benefits would also be allowed to receive the half-fare MetroCards in April 2019. However, in the revised plan, only a portion of the originally projected 800,000 residents (around 20%) would be eligible for the reduced-fare cards.[46][47]
On April 21, 2019, the following fare increases went into place:
- Express Bus fare increased by 25 cents, to $6.75;[49]
- 7-Day Unlimited fare increased by $1, to $33;[49]
- 7-Day Express Bus Plus fare increased by $2.50, to $62;[49]
- 30-Day Unlimited fare increased by $6, to $127; and[49]
- the bonus for a pay-per-ride MetroCard was eliminated.[49]
In August 2023, the following fare increases went into place:
- Base Fare increased by 15 cents, to $2.90[50][51]
- Express Bus fare increased, to $7.00[50][51]
- 7-Day Unlimited fare increased to $34[50][51]
- 7-Day Express Bus Plus fare increased to $64.00[50][51]
- 30-Day Unlimited fare increased to $132[50][51]
- Single Ride ticket increased by 25 cents, to $3.25[50][51]
The MetroCard itself costs $1.
Attributes
[edit]The cards are made of polyester.[52] They measure 2.125 by 3.375 inches (5.40 cm × 8.57 cm) across and are 10 mils (0.010 in) in thickness.[52] Each MetroCard has a chamfer or diagonal cutout at its top right corner, indicating which direction the MetroCard should be oriented when it is swiped through a turnstile or inserted into a farebox machine.[53][54] There is also a circular hole on the left side of the MetroCard; turnstiles and farebox machines use this hole to ensure that the card is being read correctly.[54] During a swipe, the MetroCard is read, re-written to, then check-read to verify correct encoding.[55]

Each MetroCard stored value card is assigned a unique, permanent ten-digit serial number when it is manufactured. The value is stored magnetically on the card itself, while the card's transaction history is held centrally in the Automated Fare Collection (AFC) Database. When a card is purchased and fares are loaded onto it, the MetroCard Vending Machine or station agent's computer stores the amount of the purchase onto the card and updates the database, identifying the card by its serial number. Whenever the card is swiped at a turnstile, the value of the card is read, the new value is written, the customer is let through, and then the central database is updated with the new transaction as soon as possible. Cards are not validated in real time against the database when swiped to pay the fare.[56] The AFC Database is necessary to maintain transaction records to track a card if needed. It has actually been used to acquit criminal suspects[57] by placing them away from the scene of a crime. The database also stores a list of MetroCards that have been invalidated for various reasons. Reasons include the MetroCard being lost, stolen, expired student, or an expired monthly card, and it distributes the list to turnstiles in order to deny access to a revoked card.

The older blue MetroCards were not capable of the many kinds of fare options that the gold ones currently offer. The format of the magnetic stripe used by the blue MetroCard offered very little other than the standard pay-per-swipe fare. Gold MetroCards allow groups of people (up to four) to ride together using a single pay-per-swipe MetroCard. The gold MetroCard keeps track of the number of swipes at a location in order to allow those same number of people to transfer at a subsequent location, if applicable. The MetroCard system was designed to ensure backward compatibility, which allowed a smooth transition from the blue format to gold.[58]
Cubic later used the proprietary MetroCard platform to create the Chicago Card and Tren Urbano's fare card, which are physically identical to the MetroCard except for the labeling.
Card types
[edit]SingleRide Ticket
[edit]The SingleRide Ticket (introduced to replace subway tokens and single cash fares) is a piece of paper with a magnetic strip on the front, and with the date and time of purchase stamped on the back. They cost $3.25 for one subway or local bus ride, with one free transfer allowed between buses, issued by the bus operator upon request. SingleRide Tickets do not allow transfers between subways and buses.[59] SingleRide tickets can only be purchased at MetroCard Vending Machines, which are usually located within subway stations, and expire two hours from time of purchase.[59] Because of these limitations, SingleRide Tickets are not frequently used, having been used by only 3% of subway riders in 2009.[60]
Although the Pay-Per-Ride MetroCard is accepted on PATH, the regular SingleRide ticket is not. However, a PATH SingleRide ticket is available from MVMs in PATH stations for $3.00, valid for two hours and only on PATH. PATH also accepts 2-Trip PATH MetroCards, which cost $6.00 and are also valid only on PATH.[61]
Pay-Per-Ride MetroCard
[edit]The Pay-Per-Ride MetroCard costs $1, and can be filled with an initial value in any increment between $5.80 and $80, though vending machines only sell values in multiples of 5 cents. Cards can be refilled in 1-cent increments at station booths (formerly called token booths), and in 5-cent increments at vending machines. A MetroCard holder can spend up to $80 in one transaction and up to a total value of $100. Pay-Per-Ride MetroCards can also be filled with unlimited ride time in 7- or 30-day increments.[59] As of 2022, station booths no longer do any MetroCard transactions.
The Pay-Per Ride MetroCard is accepted on the New York City Subway; MTA express, local, limited, and Select Bus Service buses; and the Staten Island Railway. Outside agencies also accept the MetroCard, including Nassau Inter-County Express; the PATH, operated by the Port Authority of New York and New Jersey; the AirTrain JFK, operated by the Port Authority; the Roosevelt Island Tramway; and the Westchester County Bee-Line Bus System.[59] However, PATH does not accept reduced-fare MetroCard.[61]
Pay-Per-Ride MetroCards deduct different values depending on which service is used. Subway, Staten Island Railway, Roosevelt Island Tramway, or local/limited/Select bus uses, cost $2.90 per trip and usually allow one valid transfer, though two transfers may be allowed depending on which routes are being used (see below). Although the PATH charges $3.00 as well, it does not offer any free transfers. A ride on an MTA express bus costs $7.00, with transfers allowed to or from the subway, Staten Island Railway, or non-express MTA buses. The BxM4C Bee-Line Bus deducts $7.50 per trip, and no free or discounted transfers are allowed to or from that route. The AirTrain JFK costs $8.50 per trip if the passenger enters or leaves at Jamaica or Howard Beach–JFK Airport stations.[59]
Transfers are available within two hours of initial entry, with the following structure:
- One free transfer from
- subway to local bus
- bus to subway
- bus to local bus
- express bus to express bus
- bus or subway to Staten Island Railway
- subway to subway between the Lexington Avenue–59th Street ( 4 5 6 <6> N R W trains) stations and the Lexington Avenue–63rd Street ( F <F> Q trains) station or between Junius Street ( 3 train) station and Livonia Avenue ( L train) station
- Two consecutive free transfers are available with the MetroCard for certain transfers. The transfers must be made within two hours of each other (e.g. when one makes the first transfer, they have two hours to make the second transfer).
- Between Staten Island bus routes crossing the Staten Island Railway, through St. George Ferry Terminal, and then any MTA local bus or NYC subway service below Fulton Street in Lower Manhattan.[62]
- Between certain bus routes as specified in MetroCard § Designated multiple-transfer corridors
- $4.10 for each local bus or subway to express bus transfer.
- Transfers with coins (pennies and half-dollar coins not accepted) are good for use on one connecting local bus route (restrictions apply).[63]
- Customers transferring to suburban buses from another system with a lower base fare must pay the difference between the fare on the first bus and the fare on the second bus.
- No transfers to the BxM4C.[64]
- No free transfer between PATH and NYC Subway, Bus and MTA Bus.[61]
- Up to 4 people can ride together on a single Pay-Per-Ride MetroCard, with one free transfer granted.
Expired card balance may be transferred to a new card at any MetroCard Vending Machine, up to one year after expiration. After one year the card must be sent to the Customer Claims area of the MTA.[65]
EasyPayXPress MetroCard
[edit]The EasyPayXPress MetroCard functions like a pay per ride or unlimited MetroCard, but is automatically refilled from a linked credit or debit card. An EasyPayXpress account is opened with either $30 or a 30-day unlimited balance of $121. As of January 2015[update], another $45 is automatically added for Pay-Per-Ride customers when balance drops below $20. To reduce this, a one-time payment may be made online before the balance drops below $20. All rules for standard pay per ride or unlimited cards apply, and EasyPay customers can review the account and ride usage online. Reduced-fare EasyPay version converts from Pay-Per-Ride to Unlimited rides (during that billing cycle) once the value of fares used meet or exceed the cost of a reduced-fare 30-Day Unlimited Ride card. Express bus fares do not contribute, and EasyPay cannot be used on PATH trains.[66] As of March 2025, the EasyPayXPress Metrocard has been discontinued in favor of the new OMNY System.[67]
AirTrain JFK Discount MetroCard
[edit]The AirTrain JFK Discount MetroCard offers ten trips on AirTrain JFK at $26.50. This card can only be purchased at specially marked MetroCard Vending Machines. It can be refilled, and once done so, becomes a Pay-Per-Ride MetroCard.[68] However, although the AirTrain fare is also payable using a regular Pay-Per-Ride MetroCard, no discount is given for Pay-Per-Ride cards.[68] There is also an unlimited-ride 30-day card that costs $40 and is only valid on AirTrain JFK.[68]
Unlimited MetroCard
[edit]As of 2023[update], four types of Unlimited-ride MetroCards are sold:
- 7-Day Unlimited Ride Card, $34[59] for unlimited subway and local bus rides until midnight on the seventh day following first usage.
- 30-Day Unlimited Ride Card, $132[59] for unlimited subway and local bus rides until midnight on the thirtieth day following first usage.
- 7-Day Express Bus Plus Card, $64[59] for unlimited express bus, local bus, and subway rides until midnight on the seventh day following first usage.
- 30-Day AirTrain JFK Unlimited Ride Card, $40 for unlimited trips on the AirTrain (operated by the Port Authority of New York and New Jersey) until midnight on the thirtieth day from first usage. This card can only be purchased at specially marked MetroCard Vending Machines at the Howard Beach–JFK Airport ( A train) or Sutphin Boulevard–Archer Avenue–JFK Airport ( E J Z trains) stations and at MetroCard vendors in JFK Airport. There are no transfer privileges with this card as it only works on the AirTrain. This is the only unlimited card accepted on the AirTrain.
Any Unlimited Ride Card cannot be used at the same subway station or bus route for 18 minutes after it is swiped. Every MetroCard can be refilled in increments of 7 or 30 days' worth of unlimited ride time, or with pay-per-ride value, but time is used before value unless the time on the card cannot be applied to the ride taken. The 7 Day Express Bus Plus card is the only unlimited card that can be used on express buses. Unlimited rides cannot be applied to non-MTA transit systems such as the PATH or AirTrain JFK; to use these systems that require a value-based fare, riders can load money on their Unlimited Ride MetroCard by selecting "Add Value" when refilling at a MetroCard Vending Machine or at a station booth. Turnstiles for these systems will simply deduct the fare from the value portion of the MetroCard. 30-Day Unlimited and 7-Day Express Bus Plus Cards that are purchased using a credit, debit or ATM card from a MetroCard vending machine can be reported lost or stolen to receive a pro-rated credit for the card.[69]
Standard 7- and 30-day unlimited cards are accepted on MTA New York City Subway; non-express buses from either the MTA, NICE, or Bee-Line; the Roosevelt Island Tramway; and the Staten Island Railway. 7-Day Express Bus Plus is accepted on MTA express buses. The AirTrain JFK only accepts the Unlimited AirTrain JFK card.
Student MetroCard
[edit]The Student MetroCard was issued to New York City public and private school students who live within the city limits. It allowed free access to the NYCT buses and trains, depending on the distance traveled between their school and their home. The card program was managed by the NYCDOE Office of Pupil Transportation.[70] In NYC, these cards were replaced by Student OMNY cards. In Nassau County, Student MetroCards are issued by individual schools which have pre-paid for the cards. In Westchester County, cards are also issued, but cost $58 per month, or $580 a school year.[71]
The DOE issued different colors of cards to students who live in New York City. Orange cards were given to students who are in grade K-6. Green cards were given to students who are in grades 7–12. Student MetroCards were allowed on the New York City Subway, non-express MTA buses, and the Staten Island Railway. Formerly, there was also a half-fare card that could only be used on non-express buses, discontinued in mid-2019.[70] Red cards were issued to students and parents when there is a school bus work stoppage.[72] Blue-and-purple cards are issued to Nassau County students and are only allowed to use the cards on NICE buses.[70] Up to three trips per day may be made on student MetroCards, though four-trip MetroCards can be authorized individually for students who must make more than one transfer between home and school.[73]
Students who received a student MetroCard must live:
- More than 0.5 miles away if they are in grades K–2[70]
- More than 1.0 miles away if they are in grades 3–6[70]
- More than 1.5 miles away if they are in grades 7–12[70]
In May 2019, the MTA voted to phase out the half-fare student MetroCard and distribute only full-fare cards for students who qualify for a MetroCard.[74][75]
Disabled/Senior Citizen Reduced-Fare MetroCard
[edit]
Senior citizen MetroCards are received via application[76] or by submitting the application in person with required ID and copies of proof of age at the NYC Transit Customer Service Center at 3 Stone St in lower Manhattan and act as a combination photo ID and MetroCard. It allows half-fare within the MTA system, and on express buses during off-peak hours only. Half fare is also available on the 7-day and 30-day Unlimited MetroCards. "Autogate" cards are issued to persons with mobility impairments and are accepted at wheelchair doors at selected stations. The card back is color-coded to indicate the gender of the card holder, and the card face is marked with "Photo ID Pass". Later issues of Senior Citizen and Disability MetroCards are uncolored (all white with black printing on back with photo, gold face remains unchanged) for gender neutral requests. Temporary replacement cards are purple with no photo, or blue for Autogate MetroCard holders, and the value cannot be refunded if the original card is stolen or lost. A Senior & Disabled Reduced-fare EasyPay (automatic refill) card is also available.
This type of card is accepted everywhere the Pay-Per-Ride or time-based MetroCard is, with two exceptions: it is not valid on the PATH, and it is not valid for ticket purchase on New York City-bound LIRR and Metro-North trains in the morning. Reduced-Fare MetroCards (in any variety) are also not accepted at PATH stations. Reduced-fare customers who do not have a MetroCard may purchase a full-fare round trip MetroCard from a subway station agent by presenting proof of eligibility.
This type of card caused complaints because it took up to three months to replace.[77]
The Reduced Fare MetroCard began to transition to the MTA's new payment system OMNY and phased out their service use with MetroCard in late 2024.[78]
Fair Fares MetroCard
[edit]The Fair Fares MetroCard pilot program was implemented in January 2019.[46][47] These are distributed by Fair Fares NYC, which sends letters to eligible residents that meet the income criteria, including veteran students, New York City Housing Authority residents, City University of New York students, and residents who receive benefits from the Department of Social Services. These residents must then register online to receive the Fair Fare MetroCard. Holders of the Fair Fare MetroCard can purchase Pay-Per-Ride or time-based fares at half the regular price. This type of card is accepted only on local/limited/Select buses, the subway, and the Staten Island Railway.[79]
The Department of Social Services (DSS) and Human Resource Administration (HRA), who are responsible for the enrollments of the Fair Fares NYC customers, began issuing OMNY to select customers as part of a pilot program in mid-2024.[80] New Fair Fares customers began receiving OMNY cards from February 2025 onward; existing customers could either switch to an OMNY card immediately or continue to use their MetroCard until it expired.[81][82]
Emergency services
[edit]
An emergency MetroCard is carried by police officers, firefighters, and emergency medical personnel while on duty so they can access the subway system during an emergency.[83][84]
Fares
[edit]Fare media
[edit]MetroCard is accepted on MTA Regional buses, the New York City Subway, Metro North's Hudson Rail Link, the Staten Island Railway, PATH, Roosevelt Island Tramway, AirTrain JFK, Nassau Inter-County Express, and Bee-Line Bus. Local MTA bus routes and NICE and Bee-Line buses also accept coins (though pennies and half-dollars are not accepted on Select Bus Service routes[85]), while MTA buses, Hudson Rail Link, the Roosevelt Island Tram, Airtrain JFK, the subway, and the Staten Island Railway also accept OMNY.[86]
Besides MetroCard, PATH accepts SmartLink (a fare card) and TAPP (a clone of OMNY[87]); however, SmartLink and TAPP cannot be used on any other transit system in New York City. The subway, Roosevelt Island Tram, the Staten Island Railway, and express buses only accept MetroCard and OMNY as payment.
As of December 31, 2020[update], all subway stations, the Staten Island Railway,[b] and all MTA-operated buses are equipped with OMNY readers. As of August 2023[update], the only unlimited option available on OMNY is the 7-day fare cap; MetroCard remains the only option for other unlimited products.[90]
| MetroCard | Coins | OMNY | SmartLink & TAPP | |
|---|---|---|---|---|
| MTA local buses[c] | ||||
| MTA express buses | ||||
| NYC Subway | ||||
| Staten Island Railway[b] | ||||
| PATH[91] | ||||
| Roosevelt Island Tramway[92] | ||||
| AirTrain JFK[93] | ||||
| Nassau Inter-County Express[94] | ||||
| Westchester County Bee-Line[95] |
NYC Ferry and NJ Transit fares are paid using physical or digital tickets (in addition to cash on NJ Transit), which are not compatible with the MetroCard, OMNY,[96] or any of the city's other modes of transport.[97][98][99]
Base fares
[edit]All fares are in US dollars. Children under 44" tall ride for free with fare-paying rider; limit is 3[86] except for NYC Ferry[100] and Express Buses.
| Service | Fare type | Fare | Special fares |
|---|---|---|---|
| MTA Bus / NYC Bus (Local, Limited-Stop, Select Bus Service),[86][note 1] NICE Bus,[note 2][94] NYC Subway,[86] SIR,[note 3][86] Roosevelt Island Tramway[92] |
Full | $2.90 | $3.25 for a SingleRide Ticket[86] |
| Reduced[103]: 3 [104] | $1.45 | ||
| Bee-Line Bus (except BxM4C),[note 2][95] | Full | $2.75 | |
| Reduced | $1.35 | ||
| PATH[91] | Full | $3.00 | $3.00 for a PATH SingleRide Ticket[91] |
| Reduced | $1.50 | $1.50 for PATH by using Senior SmartLink Card[91][note 4] | |
| Express buses (MTA / NYC)[103]: 4 | Full | $7.00 | Children under 2 ride free when sitting on the parent's lap |
| Reduced (off-peak)[note 5] |
$3.50 | ||
| BxM4C bus[95] | Full | $7.50 | |
| Reduced (off-peak)[note 5] |
$3.75 | ||
| Student OMNY card[note 6][106] | Free | ||
| NICE Student Fare[note 7][94] | $2.25 | ||
| NYC Ferry[100] | $4.50 | $1.45 for anyone eligible in the Ferry & Student Discount Programs[107] | |
| AirTrain JFK[93] | $8.50 | ||
| Access-A-Ride[108] (NYC paratransit) | $2.90 | ||
| Able-Ride[109] (Nassau County paratransit) | $4 | $80 for a book of 20 tickets[110] | |
Notes:
| |||
Unlimited-ride fares
[edit]All fares are in US dollars. There is a $1 purchase fee for all new MetroCards issued within the subway system or at railroad stations (except for expiring or damaged MetroCards or MetroCards bought as part of a UniTicket).[111]
Between February 28, 2022, and August 20, 2023, Monday-to-Sunday fare capping applied on OMNY. Users of OMNY paid the base fare on buses, subways, and the Staten Island Railway until they had paid a total amount equal to the cost of the 7-Day Unlimited MetroCard option for fares within a single week (from Monday to Sunday), upon which they did not pay fares for subsequent trips. As of March 2022[update], this meant that full-fare passengers paid $2.75 for each of the first 12 trips made in a week; after they had paid for 12 trips, their fare payment medium became an unlimited-fare on the 13th tap.[112] Reduced-fare customers were also eligible for the unlimited cap by making 12 trips in a week at $1.35 per ride, for a total cost of $16.20.[113] When the base fare was raised to $2.90 on August 21, 2023, the 7-day cap was modified to apply to any consecutive seven-day period.[114][115] In addition, the fare cap was raised to $34, so riders paid $2.90 for their first 11 trips and $2.10 for their 12th trip.[115] The MTA plans to raise the fare cap to $36 and introduce a similar $67 fare cap to express buses in January 2026.[116]
| Fare product | Fare type | Price |
|---|---|---|
| 7-Day Unlimited[86](and weekly fare cap[112][113]) | Full fare | $34 |
| Reduced fare MetroCard and OMNY | $17.00 | |
| 30-Day Unlimited[86] | Full fare | $132 |
| Reduced fare | $66 | |
| 1-Day Unlimited SmartLink[91] | $11.50 | |
| 7-Day Unlimited SmartLink[91] | $39.25 | |
| 30-Day Unlimited SmartLink[91] | $120.75 | |
| 7-Day Express Bus Plus[86] | $64 | |
| 10-Trip AirTrain JFK[86][93] | $26.50 | |
| 30-Day AirTrain JFK[86][93] | $42.50 | |
- The 7-Day Express Bus Plus MetroCard is the only Unlimited-Ride MetroCard accepted on MTA express buses.
- The 30-Day AirTrain JFK MetroCard is the only Unlimited-Ride MetroCard accepted on AirTrain JFK. This MetroCard is not valid on any other services.
- No Unlimited MetroCards are accepted on the BxM4C and PATH trains.[91][95]
- SmartLink is the only Unlimited-Ride card accepted on PATH. SmartLink is not valid on any other services.[91]
Transfers
[edit]MetroCard and OMNY
[edit]All transfers with MetroCard or OMNY are free from bus to subway, local bus to local bus, and subway to local bus (only one transfer per fare paid unless otherwise stated below). For transfers from local bus or subway to express buses (except the BxM4C), a step-up charge of $4 is charged.[103]: 2 Customers transferring to suburban buses from another system with a lower base fare must pay the difference between the fare on the first bus and the fare on the second bus. With coins, transfers are available to different local buses only, with some restrictions, and issued upon request when boarding only.[117] All transfers are good for two hours and 18 minutes.[95][117][118][119] The transfer system also includes Bee-Line and NICE services as buses, and the Roosevelt Island Tramway as subway (a Tramway-to-local-bus or Tramway-to-subway transfer is allowed).[103]: 16
SingleRide tickets are valid for one ride within two hours after purchase on local buses and the subway. One bus-to-bus transfer is allowed;[120] however, transfer between buses and subways in either direction are not allowed.[121]
On the Select Bus Service routes except S79, customers paying with coins requiring a transfer must board via the front door and request a transfer from the operator. All other customers may board via any of the three doors on Select Bus Service buses.[122]
Bee-Line customers needing to transfer to Connecticut Transit (I-Bus and route 11),[123] Transport of Rockland (Tappan ZEExpress),[124] Putnam Transit (PART 2),[125] or Housatonic Area Regional Transit (Ridgefield-Katonah Shuttle)[126] services must ask for a transfer, even if paying with MetroCard. The BxM4C does not accept or issue any transfers.[95][127]
NICE customers needing to transfer to City of Long Beach N69, Suffolk County Transit, or Huntington Area Rapid Transit[128] services must ask for a transfer, even if paying with MetroCard.
There are no free transfers to or from PATH.[91]
Designated multiple-transfer corridors
[edit]Two transfers are available at several places. The transfers must be made within two hours in order or in reverse order, unless otherwise specified.[103]
Multimodal
[edit]- Between Staten Island bus routes crossing the Staten Island Railway; the Staten Island Railway through St. George Ferry Terminal; and then either the M15, M20, M55 buses or any subway stations below Fulton Street in Lower Manhattan.[102][103]: 63
- Between the Bx11 or Bx35, the Bx19, and the subway at Simpson Street.[103]: 46
- Between the Bx32, the Bx36, and the subway at Burnside Avenue.[103]: 47
- Between the Bx30, either the Bx28 or Bx38, and the subway at Norwood–205th Street or certain bus routes connecting with the Bx28/Bx38.[103]: 48
- Between the M104, the M42, and the subway at 42nd Street–Bryant Park/Fifth Avenue or Grand Central–42nd Street.[103]: 55
- Between any bus route connecting with the M60/M101/M125; any of the M60, M101, or M125; and the subway at 125th Street and either Lexington Avenue, Lenox Avenue, or Frederick Douglass Boulevard.[103]: 58
- Between the S59 or S78, the S79 SBS, and any connecting bus or subway route in Brooklyn.[103]: 61
When a Uniticket is purchased on the Long Island Rail Road or the Metro-North Railroad, passengers traveling to a valid Uniticket station may transfer to a local bus at that station without paying an additional fare. The reverse is true for Uniticket holders boarding a bus toward a valid Uniticket station.[103]: 62
Bus
[edit]- Between the B11 and B6, and any connecting bus route on either line.[103]: 40
- Between the B61 and B62, and certain connecting bus routes on either line.[103]: 41–42
- Between the westbound Bx4A, the westbound Bx4, and certain bus routes connecting with the Bx4.[103]: 44
- Between the Bx11, certain bus routes connecting with the Bx11/Bx40/Bx42, and the Bx40 and Bx42.[103]: 45
- Between the Bx18A/B, the eastbound Bx11, and certain bus routes connecting with the Bx11.[103]: 45
- Between the Bx18A/B, the eastbound Bx35, and certain bus routes connecting with the Bx35.[103]: 48
- Between the Bx23, the Q50, and certain connecting bus routes on either line.[103]: 47, 60
- Between the Bx29; any of the Bx5, Bx12, Bx23 or Q50; and certain bus routes connecting with these routes.[103]: 47
- Between the Bx29, the Bx12, and certain bus routes connecting with the Bx12.[103]: 43–44
- Between the Bx35, certain bus routes connecting with the Bx35/Bx11, and the Bx11.[103]: 48
- Between the Bx36, certain bus routes connecting with the Bx36/Bx40/Bx42, and the Bx40 and Bx42.[103]: 49–50
- Between the M20 and M10, and certain connecting bus routes on either line.[103]: 51–52
- Between the M55 and M5, and certain connecting bus routes on either line.[103]: 53–54
- Between the M100, either the M101 or M125, and certain bus routes connecting with the M101 or M125.[103]: 15
- Between the M104 and M42, and certain connecting bus routes on either line.[103]: 55–57
- Between the M125, the Bx15, and certain connecting bus routes on either line.[103]: 46, 58
- For OMNY only: On any trip that begins on a Queens bus route, a second free transfer is provided to riders who use the same card or device is used on all three legs. The third transfer must take place within three hours of the first tap. (This is a six-month pilot program starting in June 2025.)[129] In Queens, multi-transfer corridors using MetroCard are limited to the following:
- Between the Q4, Q5, Q42, Q84, Q85, Q86, Q87 and Q89 at Jamaica Center; the Q17, Q30, Q31 and Q75 in downtown Jamaica; and the Q2, Q36, Q43 and Q82 at 168th Street Bus Terminal. Additionally, the second transfer in both directions can be to a Q83 bus.[103]: 59
- Between the southbound Q27, the westbound Q83, and the subway (or vice versa). A second transfer is also available between certain connecting bus routes on the Q27, the southbound Q27, and the westbound Q83 (or vice versa).[103]: 60
- Between the n20G, the n20H, n20X or n21, and then any connecting bus route.
Additional transfer corridors are listed in the NYCT Tariff.[103]: Appendix II
Subway
[edit]Pay-Per-Ride MetroCard and OMNY customers cannot make subway-to-subway transfers by exiting the turnstile and entering again, with two exceptions:
- Upper East Side, Manhattan – Lexington Avenue/59th Street on the IRT Lexington Avenue and BMT Broadway Lines (4, 5, 6, <6>, N, R, and W trains) and Lexington Avenue/63rd Street on the 63rd Street lines (F, <F>, and Q trains).[130]
- Brownsville, Brooklyn – Livonia Avenue (L train) and Junius Street (3 train).[131]
Until 2011, an extra out-of-system subway-to-subway transfer was allowed in Long Island City, Queens, between 23rd Street–Ely Avenue/Long Island City–Court Square on the IND Queens Boulevard and Crosstown Lines and 45th Road–Court House Square on the IRT Flushing Line. This transfer was eliminated with the opening of an in-system transfer passageway among the three stations.[132] Additional out-of-system transfers are added on a case-by-case basis, usually whenever a regular transfer is unavailable due to construction. Past instances included two transfers in Williamsburg and Bedford–Stuyvesant, Brooklyn, due to the 14th Street Tunnel shutdown from 2019 to 2020;[133] a transfer in Gravesend, Brooklyn, due to the BMT Sea Beach Line (N train)'s partial suspension from 2019 to 2020;[134] and two transfers in Inwood, Manhattan, in 2019 due to the closure of the 168th Street station (1 train).[135]
Transfer restrictions
[edit]There are restrictions on transfers, as noted below. The transfer rules and restrictions are identical for MetroCard and OMNY, where OMNY is available.[136]
Bus
[edit]For Pay-Per-Ride MetroCard and OMNY customers, there is no free transfer back onto the same route on which the fare was initially paid, or between the following buses:[137]
- No transfer in the opposite direction (but transfers are permitted to buses in the same direction):
- No transfer in either direction:
- No transfers between NICE bus routes that are not listed on the timetable of the route on which fare is paid. Essentially, one cannot transfer between bus routes that do not intersect.[138]
- Express:
- No transfers to/from BxM4C, even with a Pay-Per-Ride MetroCard.[95][127]
- No transfers between different Union Turnpike express buses (QM1, QM5, QM6, QM31, QM35, QM36) traveling in the opposite direction.
Between subway and bus
[edit]There are no subway-to-bus or bus-to-subway transfers allowed without a MetroCard or OMNY.
Prior to May 16, 2025, there was one exception:
- At the Rockaway Parkway Intermodal Center on the BMT Canarsie Line (L train), westbound B6, B82 Local, and B82 Select Bus Service customers arriving from East New York and Canarsie, eastbound B6 Local customers on trips terminating at Rockaway Parkway, and all B42 customers, were transported directly into the subway system's fare control without having to pass through turnstiles (as the former trolley line had a loop installed within fare control). Similarly, subway passengers could transfer to B42 and westbound B6 and B82 Local service without using a MetroCard or OMNY (westbound B82 SBS customers must still obtain proof of payment, but have a second transfer to another route). The subway platform was enclosed with fencing and turnstiles to prevent fare evasion.[139]
NYC Ferry
[edit]MetroCard Bus Transfer
[edit]The MetroCard Bus Transfer is issued upon request to passengers who pay cash fares on buses accepting MetroCard. The transfer is inserted into the fare box on the second bus, which retains it. Westchester Bee Line bus system and Nassau Inter-County Express and MTA New York City Transit bus is free to transfer from one bus to another bus that is accepted with MetroCard. The bus transfer is paper like the SingleRide Metrocard. This transfer does not grant cash customers subway access.
For suburban transfers, if the fare paid to get the transfer is less than that required on the second bus, the difference must be paid on boarding. For transfers from NICE to New York City Transit, no step up fee is required.
The predecessor to the MetroCard bus transfer was the original bus transfer. These paper tickets allowed bus to bus transfers. Available in pads of several different colors for use at different times, boroughs or directions, they would be torn at a certain time-marked line to indicate when the transfer would expire.[citation needed] A version of this still exists today as the "General Order Transfer" (aka "block ticket") which is provided to customers as they leave the subway system during service disruptions to re-enter the system at another point (often via a shuttle bus).
Purchase options
[edit]All new MetroCard purchases are charged a $1 fee, except to reduced-fare customers and those exchanging damaged/expired cards. This purchase fee does not apply to MetroCard refills.[59]
Subway station booths
[edit]As of 2022, booths no longer handle any transactions, and station agents have been reassigned to other functions within the station.[140][141] Prior to this booths staffed by MTA station agents (at specified time periods) are located in all MTA subway stations. Every type of MetroCard could be purchased at a booth, with the exception of the SingleRide ticket (purchased at the MetroCard Vending Machine) and MetroCards specific to other transit systems (AirTrain JFK and PATH). All booth transactions had to be in cash.[142]
MetroCard vending machines
[edit]
MetroCard Vending Machines (MVMs) are located in all subway stations, PATH stations (with the added ability to reload SmartLink cards), Staten Island Ferry terminals, Roosevelt Island Tramway stations, and the Hempstead Transit Center, Eltingville Transit Center, and Central Terminal at LaGuardia Airport.
MVMs debuted on January 25, 1999, and are found in two models. Standard MVMs accept cash, credit cards, and debit cards, and are located in every subway station. Cash transactions are required for purchases of less than $1, and they can return up to $9 in coin change (this amount was changed in later years to $6). MVMs can also reload previously issued MetroCards.[143] MetroCard Express Machines (MEMs) are smaller MVMs that only accept credit and ATM/debit cards.[144][145][146] Both models allow customers to purchase any type of MetroCard through a touchscreen. The machines also comply with the Americans with Disabilities Act of 1990, through use of Braille and a headset jack: audible commands for each menu item are provided once a headset is connected and the proper sequence is keyed through the keypad; all non-visual commands are then entered via the keypad instead of the touchscreen. The MEMs and MVMs are geared to allow a maximum of 2 transactions per day when payment is made by either credit or debit card. PATH fare vending machines (only in PATH stations) can dispense MetroCards. MetroCards that have expired can be exchanged using a MVM or MEM if done within one year of the expiration date printed on the back of the card. This is done by using the Refill option on the machine screen. Any cash value that is left on the expired card will be transferred to the new card. No fee is charged for a new MetroCard in this instance.

With the MetroCard being phased out, the vending machines were also removed from stations. In April 2025, the Court Square–23rd Street station, 21st Street–Queensbridge station, and Jackson Heights–Roosevelt Avenue/74th Street station became the first three stations in the New York City Subway system to have all their MetroCard vending machines removed.[147]
MetroCard bus and van
[edit]

A number of MetroCard sales vans and a MetroCard bus (a retired bus converted for sales duty) routinely travel to specific locations in New York City and Westchester County, stopping for a day (or half a day) at the announced locations. MetroCards can be purchased or refilled directly from these vehicles. Reduced-fare MetroCard applications can also be processed on the bus, including taking photographs for these cards.
The MetroCard van serves all five boroughs and Westchester County, while the MetroCard bus serves Manhattan, the Bronx, Queens, and parts of Brooklyn.[148]
Neighborhood MetroCard merchants
[edit]Vendors can apply to sell MTA fare media at their business. Only presealed, prevalued cards are available, and no fee is charged. A comprehensive listing of neighborhood MetroCard merchants can be found on the MTA website.[149][150]
Commuter railroad ticket vending machines
[edit]Ticket vending machines (TVMs) for the MTA's two commuter railroad systems, Long Island Rail Road and Metro-North Railroad, offer the option to purchase combined tickets/passes and MetroCards. A $5.50 MetroCard is available with a round-trip ticket, and a $50 MetroCard is available with a monthly pass. In addition, the machines sell separate $25 MetroCards. TVMs at Jamaica station and Penn Station sell AirTrain JFK monthly passes on the back of LIRR tickets. All cards sold from these machines are of thick paper stock, not the normal plastic. As of May 25, 2025 Ticket Vending Machines have stopped selling MetroCards.
Beginning in 2007, with the start of the S89 bus service, a combined Hudson–Bergen Light Rail (HBLR) monthly pass and monthly MetroCard became available at NJ Transit ticket vending machines at HBLR stations.
Retirement
[edit]In 2006, the MTA and Port Authority announced plans to replace the magnetic strip with smart cards.
On July 1, 2006, MTA launched a six-month pilot program to test the new contact-less smart card fare collection system, initially ending on December 31, 2006, but extended until May 31, 2007.[151] This program was tested at all stations on the IRT Lexington Avenue Line and at four stations in the Bronx, Brooklyn and Queens. The testing system utilized Citibank MasterCard's Paypass keytags.[152] This smart card system was intended to ease congestion near the fare control area by reducing time spent paying for fare. MTA and other transportation authorities in the region said they would eventually implement it system-wide.[153][154]
OMNY
[edit]In October 2017, MTA signed a $573 million contract with Cubic Transportation Systems for OMNY (short for One Metro New York), a new fare payment system. This will use the contactless payment system, with riders waving or tapping credit or debit bank cards, smartphones, and/or MTA-issued smart cards to pay their fare.[5] This contactless system was originally developed by Transport for London at a cost of £11 million (at the time equivalent to around $14 million),[155] before being licensed to Cubic for worldwide sale.[156] MTA expects to spend at least six years rolling out the system, with new electronic readers and vending machines.[157][158] The new fare system would be rolled out on a limited basis in May 2019. It was intended that by 2024, the MetroCard would be phased out entirely, although this target has not been met.[159][160]
On March 19, 2025, the MTA announced that sales and distribution of the MetroCard will end in December 2025. Customers will still be able to continue using their MetroCards until turnstiles and vending machines are disassembled at a later date.[161][162][163] In late 2025, the MTA hosted several events, including parties, to mark the MetroCard's retirement.[164]
Unauthorized resale and scams
[edit]The MetroCard system is susceptible to various types of unauthorized resale, colloquially known as "selling swipes".
At times, this may involve individuals charging to swipe another commuter into the subway system at a discount below the official fare, either by using an "unlimited ride" MetroCard, or by manipulating a spent MetroCard to obtain an extra, unpaid ride. A 2004 press release from New York State Senator Martin J. Golden claims these behaviors cost the MTA $260,000 a year.[165]
So-called 'swipers' reportedly may secure customers by maliciously damaging the coin and bill acceptor mechanisms of metrocard vending machines [166] Nearly half of broken vending machines were in Manhattan, and the MTA spent $26.5 million on MVM repairs as of 2017.[167] An 18-minute delay between uses of an "unlimited ride" MetroCard at any given station, and the expense of unlimited ride MetroCards, have historically limited their use for selling swipes.
More commonly, "swipers" use a technique which involves bending a spent MetroCard in a precise way that then allows a further use of that MetroCard when swiped and unkinked according to a specific procedure at a turnstile.[56] Swipers employ this procedure to sell discount entry to the subway; some riders simply use the technique to garner free subway entry themselves. The bend purportedly damages the magnetic stripe on the MetroCard which indicates it no longer has value, prompting the turnstile reader to defer to a back-up field which indicates that the metrocard has one remaining fare.[168] When the technique was discovered, it could be performed an unlimited number of times with the same MetroCard.[169] However, a software correction soon limited the technique to just once per used MetroCard, in which a turnstile computer which had deferred to that "backup" field would require the MetroCard be swiped additional times through the reader/writer before granting entry so any lingering indication of value could be deleted from the card, making it impossible to manipulate a given MetroCard in the same way once again.[56]
Criminal charges leveled against those using this bent-MetroCard technique have included petit larceny and, in a state law introduced specifically to target swipers in the year 2006, with "unauthorized sale of transportation services." As early as 2001, however, police and prosecutors began to charge people bending MetroCards to seek free rides (either to sell, or for personal use) with various forms of forgery.[170][167]
While misdemeanor forgery charges have been used in a number of jurisdictions, the Manhattan District Attorney's Office championed felony forgery charges for those in possession of manipulated metrocards, including "criminal possession of a 'forged instrument' in the 2nd Degree", a felony.[171] A representative of that office successfully defended the charge to the state's highest court, the New York State Court of Appeals, in a case decided in 2009.[168] Critics have argued, however, that the court's decision is based on an incomplete—and possibly incorrect—understanding of MetroCard technology, calling to question the status of a bent metrocard as a "forged instrument". The MetroCard technology has no public documentation, and has never been made available to criminal defendants who might dispute claims that a simple bend to a MetroCard alters its data as read by a turnstile computer in the way claimed by Manhattan prosecutors. It is unclear, for example, why a bent MetroCard cannot be used to obtain an unpaid ride on a New York City bus if simply bending a MetroCard can actually alter how it is read by a subway turnstile computer as prosecutors claim.[56] One researcher has argued that a bent MetroCard must be subject to further procedures in order to be seen by the turnstile computer as legitimate, which requires both concealing data from the turnstile computer with a bend, as well as having fresh data written to the MetroCard by the turnstile computer itself. Because a bent MetroCard will not actually appear legitimate to a turnstile computer without further steps to allow the turnstile computer to write that fresh data, this casts doubt on the claim that a bent MetroCard—often cited as evidence in the prosecutions of swipers—actually constitutes a "forged instrument" as defined in New York State law.[171][172]
A $1 fee on new MetroCards imposed in 2013 significantly curtailed the bent-MetroCard form of selling swipes. The fee motivated riders to keep and refill their existing MetroCards, undermining the vast supply of discarded spent MetroCards from which swipers previously drew as their stock-in-trade.[56] Nonetheless, people continue to sell swipes of bent MetroCards which have been discarded.[167] Swipers continue to be prosecuted under forgery laws, according to research published in 2019.[173]
The MetroCard has resisted digital duplication through software. The MetroCard has a magnetic stripe, but both the track offsets and the encoding differ from standard Magstripe cards. The card's data is in a proprietary format developed by the contractor Cubic. Off-the-shelf reader/writers for standard cards are useless to read from or write to MetroCards without mechanical modification and custom software. Self-identified hackers have had success decoding MetroCard data by treating MetroCard contents as sound, and converting its contents to binary using a computer sound card, inferring the role of data fields by comparing MetroCards with known properties, and developing custom Linux software to decode MetroCard data.[174] Moreover, MetroCard data has been duplicated to other media, also by treating it as sound, using an eight-track tape player. While duplicates may be usable to enter the subway in the short term, they are likely to be invalidated after the AFC database discovers imbalance between fares purchased for a MetroCard with a certain serial number, and fares used from one or more MetroCards bearing that same serial number.[171]
Limited editions
[edit]Over the years, the MTA has issued limited-edition MetroCards in honor of certain events, people, or structures.[175]
Back side designs
[edit]
For much of the MetroCard's history, images were printed only on the back side of MetroCards.[176] These have included cards with the Statue of Liberty, the New York City bid for the 2012 Summer Olympics, a Solomon R. Guggenheim Museum exhibit, and the Circle Line ferry.[175] Sporting events have also been commemorated, including the Subway Series,[175] the 2014 Super Bowl,[177] and the 2014–15 season of the Brooklyn Nets.[178]
In 2017, the MTA started issuing Supreme-branded MetroCards at eight subway stations. The Supreme-branded cards were popular, and there were reports that some were resold for hundreds of dollars.[179][180] The MTA issued MetroCards featuring Mariska Hargitay, the main actor in the TV series Law & Order: Special Victims Unit, in 2024 to celebrate the show's 25th anniversary.[181][182]
Front side designs
[edit]

The MTA started allowing front side advertising on MetroCards in 2012.[176] One of the earliest front side designs was an I Love New York card first sold in October 2013. 300,000 cards were printed in remembrance of Hurricane Sandy the previous year.[183]
Starting in December 2018, the MTA issued 250,000 Game of Thrones-themed MetroCards at Grand Central–42nd Street, in honor of the show's final season. The cards came in four designs.[184][185] Starting in May 2019, coinciding with the opening of the Memorial Glade at the National September 11 Memorial & Museum, the MTA issued 250,000 MetroCards with images of first responders at the World Trade Center site after the September 11 attacks. The MetroCards were issued at ten subway stations: six in Lower Manhattan and four high-traffic stations in Midtown Manhattan and Brooklyn.[186][187][188] In June 2019, the MTA celebrated Stonewall 50 - WorldPride NYC 2019 with LGBT pride-themed MetroCards.[189]
In November 2020, the MTA celebrated Veterans Day with Veterans Day themed MetroCards. The MetroCards were available at six stations: two in Brooklyn, one in Queens, two in Midtown Manhattan, and one in The Bronx.[190] In 2023, the MTA issued special Cam'ron, LL Cool J, Rakim, and Pop Smoke MetroCards.[191][192] In 2024, the MTA issued Ice Spice MetroCards to celebrate the launch of Ice Spice's first album.[193][194] That May, the MTA announced that two final front-side MetroCard designs would be issued, as the MTA was in the process of retiring the MetroCard itself.[195] The second-to-last commemorative card was themed to Olivia Rodrigo and was sold starting in October 2024.[196] The last promotional Metrocard, collaborating with Instagram, features social media stars "New York Nico", "SubwayTakes" and "Overheard NY" were sold starting on December 9, 2024.[197][198]
Notes
[edit]- ^ For unlimited-ride cards, one can make a theoretically infinite number of trips for a fixed price, depending on whether one buys the 7-Day Unlimited or 30-Day Unlimited cards. For pay-per-ride cards, the maximum initial amount is $100.[1]
- ^ a b St. George and Tompkinsville are the only stations on the Staten Island Railway where fares are collected to enter and exit.[88][89]
- ^ a b Including Limited-Stop and Select Bus Service buses.
- ^ No half-dollar coins or pennies accepted on Select Bus Service buses.[85]
- ^ a b c d e Cash is accepted for purchasing fare media at stations.
- ^ No EasyPayXpress MetroCards accepted.
- ^ No pennies accepted.
References
[edit]- ^ About the $1 New Card Fee, MTA.info
- ^ "Fare Cards Make Debut In Subways". The New York Times. ISSN 0362-4331. Retrieved May 23, 2025.
- ^ "Fare Change Information 2003". thejoekorner.com. New York City Transit. 2003. Retrieved June 9, 2016.
- ^ Brachfeld, Ben (April 24, 2023). "OMNY machines rolling out at subway stations this summer as phase-out of MetroCard delayed indefinitely | amNewYork". amny.com. Retrieved July 27, 2023.
- ^ a b Barron, James (October 23, 2017). "New York to Replace MetroCard With Modern Way to Pay Transit Fares". The New York Times. ISSN 0362-4331. Retrieved November 20, 2017.
- ^ "Cubic Transportation Systems". cubic.com.
- ^ McClain, Noah (January 3, 2019). "CityViews: Yes, Fare Evasion Costs the MTA. But What About the Costs of Fare Control?". City Limits. Retrieved January 5, 2021.
- ^ Levine, Richard; Douglas, Carlyle (March 6, 1983). "THE REGION IN SUMMARY; M.T.A. Chief Wants a New Way to Pay". The New York Times. ISSN 0362-4331. Retrieved February 13, 2018.
- ^ Daley, Suzanne (March 4, 1983). "Fare-Card Plan Draws Support and Skepticism". The New York Times. ISSN 0362-4331. Retrieved February 13, 2018.
- ^ Daley, Suzanne (October 29, 1984). "Head of M.t.a. Urges Fare Card for the Subways". The New York Times. ISSN 0362-4331. Retrieved February 13, 2018.
- ^ "M.T.A. Panel Backs Automated Fare System". The New York Times. March 23, 1990. ISSN 0362-4331. Retrieved February 26, 2018.
- ^ "M.T.A. Can Go Ahead With Fare Automation". The New York Times. June 23, 1990. ISSN 0362-4331. Retrieved February 26, 2018.
- ^ Sims, Calvin (July 2, 1991). "Plan to Update Turnstiles Hits a Snag". The New York Times. ISSN 0362-4331. Retrieved February 13, 2018.
- ^ Sims, Calvin (July 27, 1991). "In One-Two M.T.A. Punch, New Token, Then No Token". The New York Times. ISSN 0362-4331. Retrieved February 28, 2018.
- ^ Sims, Calvin (March 16, 1991). "Automated-Card System Chosen To Collect Fares in New York". The New York Times. ISSN 0362-4331. Retrieved February 28, 2018.
- ^ a b c d e f g h i "About NYC Transit History". October 19, 2002. Retrieved September 18, 2016.
- ^ Faison, Seth (April 26, 1993). "A Fare Card For Transit Is Lagging". The New York Times. ISSN 0362-4331. Retrieved February 28, 2018.
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External links
[edit]
Media related to MetroCard (New York City) at Wikimedia Commons- Official website
MetroCard
View on GrokipediaHistory
Development and Early Implementation
The Metropolitan Transportation Authority (MTA) began developing the MetroCard in the early 1990s as part of its broader Automated Fare Collection (AFC) program, launched in 1991 to modernize fare handling through computerized systems that would replace physical tokens with magnetic stripe cards.[12] This initiative aimed to reduce operational costs associated with token collection and vending, while improving fare evasion detection and enabling value-based payments.[13] The technology drew from existing magnetic encoding standards, adapted for high-volume transit use, with cards designed to store fare values via a stripe readable by turnstiles and buses. Pilot testing of the MetroCard commenced in 1993 at select New York City Transit stations, evaluating card durability, reader reliability, and user acceptance amid concerns over potential technical failures in a system handling millions of daily riders.[13] Initial cards featured denominations like $1, $3, $5, and $10, with designs highlighting landmarks such as Grand Central Terminal.[14] Public rollout began on January 6, 1994, starting at high-traffic stations in Manhattan, where riders could purchase and load cards at vending machines or booths, marking the first widespread shift from tokens since their introduction in 1953.[10] Early implementation proceeded gradually to minimize disruptions, with MetroCard-only entry enforced at pilot locations while tokens remained valid systemwide; by May 1997, all turnstiles supported MetroCard validation.[13] This phased approach allowed the MTA to address issues like stripe wear and vending machine jams, though adoption was initially slow due to rider familiarity with tokens.[12]Full Rollout and Expansion
The MetroCard pilot launched on June 2, 1993, with 3,000 New York City subway riders testing magnetic stripe cards at select stations as a replacement for tokens.[15] By early 1994, initial sales of the cards began at high-traffic locations like Grand Central Terminal, featuring designs with city landmarks in various denominations.[14] Full system-wide rollout to all New York City subway stations was completed by May 14, 1997, enabling acceptance across the entire network.[3] Concurrently, the system expanded to MTA buses on the same date, introducing the MetroCard Gold variant that permitted free 2-hour transfers between subways and buses, significantly boosting ridership integration.[3] This expansion addressed prior limitations where bus fares operated separately via exact change or tokens. Token sales and acceptance ended on May 3, 2003, for subways and December 31, 2003, for buses, establishing MetroCard as the mandatory payment method and eliminating legacy token infrastructure.[16] Further extensions included integration with services like the Staten Island Railway and select regional connections, such as PATH trains by 2005, broadening usability across the metropolitan area.[17]Evolution of Features and Fares
The MetroCard system debuted on January 6, 1994, initially offering pay-per-ride functionality via a magnetic stripe card that allowed users to load value for individual trips at a base fare of $1.25, marking a shift from metal tokens to automated fare collection for subways and buses.[10][18] This feature facilitated easier value loading at vending machines and booths, with gradual installation of compatible turnstiles and fareboxes; by 1997, the entire subway system accepted MetroCards universally.[19] Early cards lacked unlimited options, focusing instead on convenience over bulk purchasing incentives. In December 1997, Governor George Pataki announced plans for unlimited-ride MetroCards, which launched in July 1998 with a 7-day pass priced at $17 and a 30-day pass at $63, enabling unlimited subway and local bus travel to boost ridership among frequent users.[20][21] These passes activated upon first swipe and expired at midnight on the concluding day, regardless of activation time. Additional features evolved, including free transfers between subways and local buses starting in 1997, and pay-per-ride bonuses introduced around 2003 to discount bulk loads—such as 15% extra value on $80 purchases—aiming to increase average load sizes and revenue stability.[22] Base fares saw periodic adjustments to address operational costs, with the first post-introduction hike in 1995 raising the single ride to $1.50; this held until May 2003, when it jumped 33% to $2.00 amid broader MTA financial pressures. Subsequent increases included $2.25 in 2009, $2.50 in 2013, $2.75 in 2015, and $2.90 in 2017, reflecting inflation and infrastructure needs without altering core magnetic stripe validation.[22][23]| Year | Base Single-Ride Fare | Key Unlimited Fare Changes | Notes on Features/Bonuses |
|---|---|---|---|
| 1994 | $1.25 | None | Pay-per-ride only; token phaseout begins.[10] |
| 1995 | $1.50 | None | First fare hike post-launch.[22] |
| 1998 | $1.50 | 7-day: $17; 30-day: $63 introduced | Unlimited passes debut; free bus-subway transfers added in 1997.[21] |
| 2003 | $2.00 | 7-day: $21; 30-day: $70 | Enhanced pay-per-ride bonuses (e.g., volume discounts).[22] |
| 2009 | $2.25 | 7-day: $26; 30-day: $89 | Bonuses expanded to encourage higher loads. |
| 2013 | $2.50 | 7-day: $30; 30-day: $104 | Refillable unlimited cards piloted. |
| 2015 | $2.75 | 7-day: $32; 30-day: $112 | Bonuses peak at up to 11% on select amounts. |
| 2017 | $2.90 | 7-day: $33; 30-day: $121 | Current base through 2025 phaseout. |
| 2019 | $2.75 (held) | No change | Pay-per-ride bonuses discontinued to simplify structure.[24] |
| 2025 | $2.90 | 7-day: $34; 30-day: $132 | Sales end December 31; acceptance continues into 2026.[1] |
Technical Attributes
Card Design and Materials
The MetroCard measures 85.6 mm by 54 mm, conforming to the ISO/IEC 7810 ID-1 standard for identification cards, with a typical thickness of 0.76 mm (30 mil).[26] This standardized size ensures compatibility with turnstile readers and vending machines across the New York City Transit system.[27] The card is constructed from durable polyvinyl chloride (PVC) plastic, providing resistance to bending, scratching, and environmental wear encountered during repeated insertions into readers.[28] Embedded on the reverse side is a high-coercivity (HiCo) magnetic stripe, composed of iron oxide particles aligned to store encoded fare data across multiple tracks for validation and balance retrieval.[29] A distinctive V-shaped notch in the upper-right corner, positioned approximately 3 1/8 inches from the left edge and 5/16 inch from the top, orients the card correctly during automated processing to prevent upside-down insertions.[30] Front-side printing includes the MTA logo, "METROCARD" designation, fare type or value indicators, and expiration details where applicable, rendered in black ink on a white or colored background depending on the variant.[31] The reverse features usage instructions, a barcode in some iterations, and the magnetic stripe, with overall design emphasizing legibility and minimalism to facilitate quick visual confirmation by users.[32] These elements prioritize functionality over aesthetics, reflecting the card's role as a utilitarian fare medium rather than a collectible item.Magnetic Stripe Technology and Validation
The MetroCard employs a magnetic stripe encoded using Aiken Biphase (also known as Frequency Shift Keying or FSK), a proprietary format that deviates from standard ISO 7811 specifications for magnetic stripes.[30][33] This encoding stores data through variations in magnetic polarization on ferromagnetic particles within the stripe, readable by inducing voltage changes in a read head as the card passes over it at a controlled velocity, often facilitated by rollers in vending machines and turnstiles.[33] Most MetroCards utilize three tracks, though single-ride and certain transfer cards may effectively operate on fewer due to data limitations; Track 3 holds static information such as card type, a unique serial number, and expiration date (calculated as an offset from 1992), while Tracks 1 and 2 contain dynamic data including current value in cents, usage timestamps, ride counts, last transaction ID, and transfer eligibility flags.[30][34] Validation occurs during the swipe process at subway turnstiles or bus fareboxes, where the device features multiple magnetic heads—typically three—to sequentially read incoming data, verify eligibility, and write updated information back to the stripe.[34] The turnstile's local processor first decodes the stripe data to confirm sufficient balance or unlimited-ride validity, expiration status, and absence of recent use (enforced by a passback prevention timer, typically displaying "JUST USED" if attempted within minutes of prior swipe).[30][35] If valid, the system deducts the fare (e.g., base rate of $2.90 as of 2023 adjustments), increments usage counters, appends the current timestamp and transaction ID, and rewrites Tracks 1 and 2 before signaling "GO" on the LCD and unlatching the turnstile mechanism.[30] Periodically, turnstiles batch-upload transaction logs to the station's computer and the MTA's central data center via networked communication, enabling real-time cross-verification for fraud detection, such as duplicate serial numbers or anomalous usage patterns, and potential card disabling.[30][35] Visual indicators (e.g., red or yellow lights) may denote card type during validation to assist operators.[30]Security Features and Vulnerabilities
The MetroCard employs a custom magnetic stripe encoding scheme using Aiken Biphase (frequency-shift keying) modulation on its tracks, deviating from standard formats by omitting clocking bits, start/end sentinels, and longitudinal redundancy checks (LRC), which necessitates specialized readers for data extraction.[36] Track 3 contains static data such as a unique serial number, card type, and expiration date (calculated as an offset from 1992, representing the last day of the month), while Tracks 1 and 2 hold variable information including the card account value (CAV) in cents, timestamps of the last two uses, and transfer status.[36] [32] Upon swiping, turnstiles and validators perform real-time verification against a central MTA database, cross-checking the serial number against a "Negative List" of invalidated cards, confirming the CAV, and updating usage records to prevent reuse within system-enforced intervals, such as an 18-minute lockout for unlimited-ride variants.[32] This networked backend enables remote disabling of compromised cards and displays usage metadata (e.g., reduced-fare eligibility) for on-site monitoring.[36] Additionally, the MTA offers a Balance Protection Program for 30-day and 7-day unlimited MetroCards, reimbursing lost value if reported promptly, provided the card is registered.[1] Despite these measures, the MetroCard's magnetic stripe lacks onboard encryption, storing data in plaintext that can be read and replicated with off-the-shelf skimmers or custom hardware, as demonstrated in proof-of-concept readers developed by researchers like Joseph Battaglia in 2005.[32] Cloning pay-per-ride cards is feasible for short-term exploitation before database synchronization detects discrepancies via serial number mismatches or value inconsistencies, though unlimited cards' time-based lockouts render duplicates largely ineffective for group use.[35] Early hacking efforts, including those at the 1997 HoHoCon conference and Chaos Communication Congress presentations, revealed challenges in fully reverse-engineering write operations due to the proprietary format and backend validation, with no verified widespread cloning successes reported in public records.[37] [36] Fraud risks have instead centered on skimming devices installed on MetroCard vending machines (MVMs), which capture credit card details during purchases rather than targeting the MetroCards themselves; notable incidents include a 2014 discovery at Columbus Circle station prompting system-wide inspections.[38] No large-scale MetroCard cloning fraud cases have been documented by MTA investigations, attributable to the low per-ride value (e.g., $2.90 base fare as of 2023) deterring organized efforts compared to higher-stakes targets.[39] Technical analyses from hacker communities, while insightful for encoding details, emphasize the system's resilience through database reliance over card-inherent security, though they highlight potential for low-level tampering if physical access and writing tools are obtained.[32] The MTA's transition to contactless OMNY since 2019 has mitigated these issues for new users, with MetroCards phased out by 2025.Card Types and Variants
Pay-Per-Ride and Single-Ride Options
The Pay-Per-Ride MetroCard functions as a stored-value card, where users preload funds that are deducted upon each valid swipe or dip at turnstiles or bus readers, charging the base fare of $2.90 for subways, local buses, limited-stop buses, rush-hour buses, and Select Bus Service, or $7 for express buses.[40] Funds can be added in increments as low as the base fare, with no current bonus incentives for larger loads, as the MTA discontinued value-added bonuses for pay-per-ride purchases in early 2019 to simplify fare structures amid the transition toward contactless OMNY payments.[1] This option suits infrequent riders, as the card remains valid until the balance is depleted, allowing reuse across multiple trips without time limits, though free transfers are permitted only within two hours of initial entry to eligible connecting services.[40] A single-ride MetroCard variant, available primarily through station vending machines, provides exactly one base fare's worth of value on a new card for $3.25 total, incorporating both the fare and a new-card issuance fee, and is intended for one-time use without refill capability in practice, though the physical card can technically accept additional value if desired.[41] This pricing reflects the $2.90 ride cost plus a $0.35 effective fee at machines, lower than the standard $1 fee for general new pay-per-ride cards purchased at booths or machines when loading more value.[42] Single-ride cards do not qualify for multi-ride discounts or bonuses and expire after the single deduction, making them less economical for repeat users compared to reloading an existing card, which avoids the issuance fee.[7] Both pay-per-ride and single-ride options require the card to be swiped through readers with the magnetic stripe facing away from the body and logo up, validating via encoded data to prevent reuse on the same entry, though the system lacks real-time balance checks at entry points, relying on post-swipe deductions.[1] As of October 2025, these MetroCard formats remain available despite the MTA's ongoing phase-out in favor of OMNY, which offers similar pay-per-ride functionality without physical cards but with weekly fare capping after 12 paid rides.[43] The base fare structure for these options is set to increase to $3 effective January 2026, potentially adjusting single-ride totals accordingly.[44]Unlimited-Ride MetroCards
Unlimited-Ride MetroCards permit holders to take an unlimited number of rides on New York City subways and local buses for a predetermined period following the first use, activating at the time of initial swipe and expiring at midnight on the final day of validity. These cards were introduced by the Metropolitan Transportation Authority (MTA) on July 4, 1998, initially priced at $17 for seven days and $63 for 30 days, as a means to encourage higher ridership volumes amid stagnant subway usage.[21][1] Available variants include the standard 7-Day Unlimited at $34, valid for seven consecutive days; the 30-Day Unlimited at $132, valid for 30 consecutive days; and the 7-Day Express Bus Plus at $64, which extends coverage to express buses in addition to subways and local buses. A specialized 30-Day Unlimited for AirTrain JFK service costs $42.50 and applies solely to that rail link. All variants cover MTA-operated subways and local, limited, Select, and Special Bus services but exclude PATH trains and standard AirTrain JFK unless specified.[1]| Type | Price | Duration | Coverage |
|---|---|---|---|
| 7-Day Unlimited | $34 | 7 days from first use | Subways, local buses |
| 30-Day Unlimited | $132 | 30 days from first use | Subways, local buses |
| 7-Day Express Bus Plus | $64 | 7 days from first use | Subways, local and express buses |
| AirTrain JFK 30-Day Unlimited | $42.50 | 30 days from first use | AirTrain JFK only |
Reduced-Fare and Specialized Cards
The Reduced-Fare MetroCard provides half-price fares for eligible riders on New York City Transit subways, local buses, and the Staten Island Railway, charging $1.45 per trip compared to the full $2.90 base fare as of 2024.[6] Eligibility is limited to individuals aged 65 or older, or those with qualifying permanent disabilities certified by a licensed physician or authorized agency, such as Medicare recipients or those with documented physical, cognitive, or sensory impairments.[6] These cards feature a photo ID and are non-transferable, usable only by the issued holder, with express bus reduced fares at $3.50 off-peak but full price during weekday rush hours (6-10 a.m. and 3-7 p.m.).[45] Applications require proof of age or disability documentation, processed via mail or in-person at MTA customer service centers, with cards mailed within weeks or issued same-day for seniors.[6] Specialized MetroCard variants extend beyond standard reduced-fare options to targeted groups. Student MetroCards, issued by the New York City Department of Education, allow K-12 public and charter school students discounted or free rides on subways and local buses during school commutes, typically limited to designated hours and routes to facilitate attendance.[46] These cards are distributed annually to enrolled students and require school verification, differing from general reduced-fare cards by focusing on educational access rather than age or disability.[47] Emergency services MetroCards provide unlimited free rides for on-duty personnel from agencies including the NYPD, FDNY, and EMS, enabling rapid transit response without fare barriers.[48] Approximately 55,000 such cards were distributed annually as of 2010 to officers and first responders from multiple agencies, including the Port Authority, though usage rates have historically been low relative to issuance.[48] These specialized cards, often carried in uniform pockets, prioritize operational efficiency for public safety roles.[48] As of 2025, Reduced-Fare and specialized MetroCards coexist with the MTA's transition to OMNY contactless payments, allowing remaining balances to be used until depleted, after which OMNY equivalents apply similar discounts.[1] This phasing maintains access for vulnerable groups amid technological upgrades.[49]Fare Structure
Base Fare Levels and Adjustments
The base fare for pay-per-ride MetroCard usage on New York City Transit subways and local buses represents the standard single-ride cost, exclusive of bonuses or unlimited options, and is set by the Metropolitan Transportation Authority (MTA) Board to cover rising operational expenses, maintenance, and capital investments amid inflation and ridership demands.[50] This fare applies uniformly to most routes, with free transfers allowed within a two-hour window for subways and local buses, or 90 minutes for bus-to-bus transfers.[40] Historical adjustments reflect fiscal pressures, including post-recession recovery and infrastructure funding shortfalls, with increases typically occurring every 4-8 years. The fare rose from $2.50 to $2.75 effective March 22, 2015, following MTA Board approval to address a projected $15.2 billion capital need.[51] It remained at $2.75 until August 23, 2023, when it increased to $2.90—a 4.6% rise—to generate $46 million annually for system improvements, amid criticisms of deferred maintenance and service delays.[52] [53]| Effective Date | Base Fare | Notes |
|---|---|---|
| March 22, 2015 | $2.75 | Increase from $2.50 to fund capital plan.[51] |
| August 23, 2023 | $2.90 | 15-cent hike from $2.75 for operational revenue.[52] |
| January 4, 2026 | $3.00 | 10-cent increase from $2.90, aligned with OMNY rollout; reduced fare rises from $1.45 to $1.50.[50] [54] |
Transfer Policies and Exceptions
Pay-per-ride MetroCards permit one free transfer within 120 minutes of the initial fare payment, allowing riders to switch from a subway to a local bus, a local bus to a subway, or one local bus route to another distinct local bus route using the same card.[40][8] The system encodes the transfer eligibility onto the card's magnetic stripe upon entry, enabling validation at the destination without an additional deduction; for bus-to-bus transfers, riders must board through the rear door to use the encoded transfer.[56][40] Subway-to-subway transfers are not supported via MetroCard encoding, though free walking transfers exist within certain stations or via designated out-of-system connections, such as between Lexington Avenue/59th Street and Lexington Avenue/63rd Street.[8][40] Transfers are prohibited back to the originating bus route, to express bus routes from local services (requiring payment of the fare differential), or between specific local bus pairs designed to prevent circumvention of route-specific fare structures.[8][40] Prohibited bus-to-bus transfer pairs include downtown Fifth Avenue and uptown Madison Avenue routes (M1, M2, M3, M4); downtown Lexington Avenue and uptown Third Avenue routes (M101, M102, M103); southbound and northbound Grand Concourse routes (Bx1, Bx2); M50, M96, and M106; M31 and M57 (with limited exceptions for same-direction transfers: westbound M31 to westbound M57 or eastbound M57 to eastbound M31); and Bx40 and Bx42.[8] These restrictions, outlined in MTA tariffs, address operational and fare integrity concerns, such as avoiding redundant payments on parallel or overlapping services.[8] Unlimited-ride MetroCards bypass transfer deductions entirely but impose an 18-minute reuse restriction on the same subway station or bus route to deter card sharing, with no inter-card transfers permitted mid-trip.[8] Reduced-fare MetroCards follow the same transfer rules as standard pay-per-ride cards, without additional exceptions.[6] For Select Bus Service, transfers apply post-validation at off-board fare machines, maintaining the 120-minute window for eligible connections.[57]Integration with Other Transit Services
The pay-per-ride MetroCard is accepted on PATH trains operated by the Port Authority of New York and New Jersey, where it deducts the $3 flat fare at turnstiles, though unlimited-ride MetroCards are not valid.[1][58] No free transfers exist between PATH and MTA services using the same card swipe.[59] Pay-per-ride MetroCards also cover the $9 AirTrain JFK fare to and from Jamaica and Howard Beach stations, but unlimited variants require added value of at least $5 to apply toward the charge, as they do not provide unlimited access on AirTrain.[1][60] This integration facilitates airport connectivity without separate ticketing, though fares are non-refundable and distinct from subway or bus rides.[61] Nassau Inter-County Express (NICE) buses in Nassau County and Bee-Line buses in Westchester County accept pay-per-ride MetroCards for applicable routes, enabling seamless regional travel from MTA systems, while unlimited MetroCards remain restricted to MTA buses and subways.[1] These partnerships, established to promote interoperability, do not extend to Long Island Rail Road (LIRR) or Metro-North Railroad services, which require separate tickets or CityTicket for intra-New York City travel.[62][63] The Roosevelt Island Tramway, operated by MTA Bridges and Tunnels, fully integrates with MetroCard for both pay-per-ride and unlimited options, treating it as an extension of the subway network with the standard $3 fare deducted or covered under unlimited plans.[64] Specialized reduced-fare MetroCards under programs like Fair Fares NYC exclude PATH and certain express services but align with core MTA and partner bus integrations where eligible.[65]Acquisition Methods
Station-Based Purchasing
MetroCards are acquired at New York City subway stations through automated MetroCard Vending Machines (MVMs) or staffed sales booths.[66][1] As the Metropolitan Transportation Authority transitions to the OMNY contactless system, MVMs are present in only a limited number of stations as of October 2025, with all MetroCard sales ending on December 31, 2025.[1] Vending machines facilitate the purchase of new cards, which carry a $1 issuance fee, or the reloading of existing cards at no extra cost beyond the fare value added.[1] Options include pay-per-ride cards with a minimum load of $5.80, 7-day unlimited rides for $34, 30-day unlimited for $132, and 7-day Express Bus Plus for $64, reflecting fares effective in 2025 prior to potential adjustments.[1] Larger machines accept cash payments in bills and coins, dispensing up to $6 in change as coins, while credit and debit cards are universally supported; smaller units may process cards only.[1] Credit transactions require entry of a U.S. ZIP code or "99999" for non-U.S. addresses. Machines incorporate accessibility features, including audio guidance and Braille instructions, to comply with ADA standards.[1] Staffed booths, operated by station agents at select locations, offer an alternative purchasing method, primarily via cash, for customers seeking direct assistance, though availability depends on staffing levels and station size.[59][7] Booths enable the same card types and value additions as vending machines but may not handle all payment methods, emphasizing their role in accommodating users without cards or facing machine issues.[66]Alternative Distribution Channels
MetroCards can be purchased at select local retailers across New York City's boroughs, including convenience stores and bodegas that partner with the MTA. These merchants offer pay-per-ride and unlimited-ride options, though availability of specific card types may vary by location, and not all retailers stock reduced-fare cards. The MTA maintains downloadable lists of authorized retailers for The Bronx, Brooklyn, Manhattan, Queens, and Staten Island to assist users in locating them.[1] The MTA operates mobile sales vehicles that visit designated community locations on scheduled days, providing an accessible option for residents without nearby stations or retailers. For example, in Manhattan, vehicles appear at sites like Yorkville (86th Street and Lexington Avenue) on the second and fourth Tuesdays from 10 a.m. to 12 p.m., and Lenox Hill (68th Street and Lexington Avenue) from 1 p.m. to 3 p.m. on the same days. Similar schedules exist for other boroughs, allowing purchases with cash, credit, or debit cards.[67] Bulk MetroCard purchases are available online through the MTA's dedicated portal for organizations, businesses, and institutions needing large quantities, such as for employee programs or events. Options include pay-per-ride, unlimited-ride, and AirTrain-specific cards, payable by credit card with secure delivery. This channel does not support individual consumer orders.[68] Individual mail-order or direct online purchases for personal use are not offered by the MTA. As of late 2025, with the ongoing transition to OMNY, new MetroCard sales and refills are scheduled to cease by year's end, limiting these channels further.[1]Operational Issues and Criticisms
Fare Evasion Scams and Economic Impact
Fare evasion scams exploiting the MetroCard system primarily involved the unauthorized resale of swipes from discounted or stolen cards, often at rates below the official $2.90 base fare, enabling organized networks to profit while depriving the MTA of revenue.[69] Vandals frequently targeted MetroCard vending machines (MVMs) by breaking them open to extract cash, blank cards, or pre-loaded value, which were then reprogrammed or used for bulk swipe sales on street corners and near stations.[69] Another technique relied on the system's swipe delay limitations, allowing a single card to be used multiple times in quick succession before the reader registered the transaction, a vulnerability the MTA attempted to mitigate with software updates extending the delay period.[70] These scams contributed to substantial economic losses for the Metropolitan Transportation Authority (MTA), with officials estimating annual revenue shortfalls of approximately $40 million from MetroCard-related fraud alone as of 2019, including swipe resales and MVM tampering.[69] Earlier assessments pegged MetroCard fraud losses at over $20 million per year, funds that could have supported route maintenance or deferred fare hikes.[70] Broader fare evasion, amplified by these scams, strained the MTA's operating budget—where fares accounted for about 40% of revenue—exacerbating fiscal pressures amid rising operational costs and contributing to systemic underfunding that necessitated capital borrowing and service cuts.[71] The persistence of such fraud underscored vulnerabilities in the magnetic stripe technology, prompting intensified police crackdowns and the eventual shift to contactless OMNY to reduce exploitable physical media.[69]Technical Reliability Problems
The MetroCard system experienced persistent technical reliability issues, primarily manifesting as high swipe failure rates at turnstiles and bus validators, which required users to attempt multiple swipes per transaction. A 2005 report by the New York City Public Advocate analyzed data from June 2003 to March 2005, revealing that 28.75% of approximately 2.46 billion MetroCard swipes citywide resulted in failures, equating to 688 million unsuccessful attempts over 22 months. Failure rates varied by borough, with the Bronx at 31.33%, Brooklyn at 30.15%, and Manhattan at the lowest of 25.87%; they were disproportionately high in low-income areas such as East New York, Harlem, and the South Bronx.[72] Specific stations exhibited extreme unreliability, including Rockaway Avenue in Brooklyn with a 54.5% overall swipe failure rate and one turnstile cluster failing 78.3% of the time, and 167th Street in the Bronx at 45.42% overall with a 65% cluster failure. These problems stemmed largely from unclean or malfunctioning farecard readers due to inadequate maintenance, though the report noted MTA limitations in tracking error types via software, hindering targeted fixes. Consumer errors contributed but were secondary to systemic hardware degradation in aging turnstiles.[72] By 2011, an internal MTA document estimated that MetroCard swipes failed approximately 20% of the time systemwide, prompting "swipe again" prompts in one out of five attempts and underscoring the magnetic stripe technology's vulnerability to wear, dirt accumulation, and mechanical inconsistencies in readers. Bus validators faced similar issues, with reports of cards occasionally failing to register due to misalignment or environmental factors like extreme weather, though quantitative data on buses remained less comprehensive than for subways. Physical damage to cards, including rare demagnetization from strong external magnets or abrasion, accounted for a smaller subset of failures, as magnetic strips were designed to resist casual erasure but degraded over repeated use.[73][72][74] These reliability shortcomings increased operational costs for the MTA through frequent repairs and contributed to user frustration, with booth attendants often issuing replacements for unreadably damaged cards. Despite periodic maintenance campaigns, the proprietary magnetic stripe infrastructure—introduced in 1993—lacked scalability for modern demands, leading to escalating breakdowns as equipment aged without viable upgrades short of full replacement.[72]User and Systemic Criticisms
Users have long criticized the MetroCard's magnetic strip for its susceptibility to demagnetization, often caused by proximity to cell phones, credit cards, or other magnetic sources, leading to sudden failures that prevent fare reading at turnstiles.[75] [76] Riders reported needing to visit customer service or purchase replacements at a $1 fee, even when the fault stemmed from inherent material vulnerabilities rather than misuse, resulting in inconvenience and minor financial losses.[77] The swiping process drew complaints for its unforgiving nature, requiring exact speed, angle, and pressure to register, which frequently caused delays, especially during peak hours or for tourists and elderly users unfamiliar with the technique.[78] Turnstile readers compounded this by inconsistently detecting the strip, sometimes necessitating multiple attempts or station agent intervention, exacerbating user frustration and contributing to minor fare evasion incidents.[79] Systemically, the MetroCard's dependence on physical vending machines for issuance and refills led to frequent malfunctions, such as jammed transactions or unreadable inputs, straining MTA resources and rider access in high-traffic stations.[80] [81] The MTA estimated annual costs for MetroCard production, distribution, and machine maintenance at over $20 million, a burden attributed to the obsolescent magnetic technology's high failure rate and the need for widespread replacements.[82] This inefficiency persisted despite known limitations, delaying modernization efforts until the OMNY rollout.Transition to OMNY
OMNY System Overview and Rollout
OMNY, or One Metro New York, is a contactless fare payment system implemented by the Metropolitan Transportation Authority (MTA) for its subway, bus, and select rail services in the New York City region.[83] It enables riders to pay fares by tapping NFC-enabled credit or debit cards, smartphones, smartwatches, or dedicated OMNY cards on validators at turnstiles or fareboxes, eliminating the need for physical tickets or magnetic stripe cards.[64] The system processes payments in real-time through participating banks and networks, deducting the base fare—$2.90 for full adult subway and local bus rides as of 2025—per use, while incorporating automatic fare capping to mimic unlimited-ride benefits: after 12 paid rides in a 7-day period, subsequent rides are free until the weekly cap of $34 is reached (or $17 for reduced-fare users).[84] Users may register an account online to access trip history, request refunds for disputed charges, and link multiple devices for consolidated billing, though unregistered taps are also accepted with charges applied to the issuing financial institution.[83] The rollout of OMNY commenced on May 30, 2019, with a pilot phase at six Manhattan subway stations, including high-traffic locations like Times Square–42nd Street, to test infrastructure and user adoption.[85] Expansion proceeded in phases, prioritizing subway stations and buses: by September 2020, OMNY validators were available at all Manhattan stations, followed by progressive coverage of outer boroughs.[86] The Staten Island Railway received validators in December 2019, ahead of the core network completion.[85] Full systemwide deployment for New York City subways and buses concluded on December 31, 2020, equipping all 472 subway stations and approximately 5,800 buses with contactless readers, marking the end of initial installation for the city's primary transit modes.[85] By this milestone, the system had processed over 35 million taps from users in 137 countries, demonstrating early scalability.[85] Post-2020, rollout extended to ancillary services amid delays for broader integration: Roosevelt Island Tramway and select toll bridges followed in 2021, while paratransit and Access-a-Ride services incorporated OMNY by 2022.[87] Commuter rail lines, including Metro-North Railroad and [Long Island Rail Road](/page/Long Island Rail Road), faced setbacks, with original targets postponed from 2023 to 2025 due to technical and contractual issues with vendor Cubic Transportation Systems.[88] [89] In 2024, dedicated Student OMNY cards were introduced for New York City public school students starting September, aligning with the 2024–25 academic year.[90] By October 2025, cumulative taps exceeded 3 billion, reflecting widespread adoption alongside subway ridership recovery.[91] The system's open architecture, developed in partnership with Cubic, supports interoperability with existing payment processors while facilitating future expansions like digital OMNY cards via mobile apps.[92]MetroCard Phase-Out Timeline
The Metropolitan Transportation Authority (MTA) initiated the transition from MetroCard to the OMNY contactless payment system with a pilot in Times Square in March 2019, expanding systemwide over subsequent years to achieve full OMNY availability at all subway stations and bus routes by 2023. As of early 2025, OMNY accounted for the majority of transactions, prompting the MTA to accelerate MetroCard discontinuation to reduce maintenance costs estimated at $20 million annually.[93] MetroCard sales and distribution ceased on December 31, 2025, marking the end of new card issuance and reloads at vending machines, station booths, and retail outlets.[93] Existing MetroCards remained valid for fare payment into 2026, with the MTA encouraging users to deplete balances or exchange value for OMNY credits via customer service channels.[93] The precise final date for MetroCard acceptance has not been finalized as of October 2025, though agency statements indicate it will occur sometime in 2026, potentially as early as June, after which all turnstiles and bus validators will exclusively process OMNY taps.[94] [95]| Milestone | Date | Details |
|---|---|---|
| End of MetroCard sales and distribution | December 31, 2025 | No new purchases or reloads available; existing cards usable until further notice.[93] |
| Continued acceptance period | Into 2026 | MetroCards valid for fares; final cutoff date to be announced, with transition support including value transfers to OMNY.[94] [96] |
| Full phase-out | Expected 2026 (exact date TBD) | All fare payment shifts to OMNY; legacy MetroCard hardware deactivated.[95] |